How Will Bitcoin Lead to More Freedom? – Reason.com
How Will Bitcoin Lead to More Freedom? – Reason.com
Satoshi Nakamoto Kidnapped, Tortured by NSA ... - Bitcoin News
Bitcoin Price To See 11% Surge This October, Kraken Says
Kate Winslet to Star in Cryptocurrency Movie About Onecoin ...
Movie2k-Betreiber übergeben mehrere Millionen ...
DITO rockets up 20%, drops 30%, then finishes flat... the Aristocrats! (Wednesday, Oct 7)
Happy Wednesday, Barkada --
The PSE closed down 28 points to 5911 ▼0.5%.
Good news! I have a couple of people who are potentially interested in sponsoring MB, so I'm excited to explore those opportunities. My goal has always been to simply be revenue neutral, and to keep MB free for everyone to enjoy. (inb4 "RAID Shadow Legends" ad) Shout-out to Christine for her suggestion to try and improve the bottom-line of MB by moving from Mailchimp to SendFox. It's something I'm going to look into, but I'm very careful about making changes. I'll have to investigate. Thanks also to Jack_ol_lantern for suggesting ways to leverage my domain to try a "roll your own" alternative, and to nikohd for suggesting I offer a bitcoin donation address. I've got lots to study this weekend! No complaints here, though. Exciting times in MB town.
[UPDATE] ABS-CBN [ABS 9.00 ▼14.93%] confirms distribution deal with Zoe TV’s rebranded “A2Z Channel”... this is just confirmation of the fire that caused the ceiling-play smoke a couple of days ago that saw the ABS stock price rise 50% intraday. According to this press release, ABS-CBN and Zoe Broadcasting Network Inc have made a deal to show “some entertainment shows and movies of ABS-CBN” on A2Z Channel 11, a newly re-branded Zoe Broadcasting Network channel that will broadcast on analog TV in Metro Manila and surrounding provinces. ABS content will start appearing on this new A2Z channel starting October 10.
MB:No details yet on what content, exactly, will be shown, but the wording of the press release is interesting. It mentions “entertainment and movies” specifically, but leaves out politically-adjacent topics like news or analysis/interview shows. The Inquirer is reporting a rumor that “It’s Showtime” and “ASAP Natin ‘To” will be part of the content to make its way to A2Z Channel 11, but that has not been confirmed. Investors will want to watch this closely to see how well ABS is able to monetize this agreement with advertising, and to see how the government reacts as more ABS content moves into this pipeline.
[UPDATE] Wild DITO CME [DITO 6.81 unch], NOW Communications [NOW 4.98 ▲13.44%], and Chelsea Logistics [C 5.90 ▼4.07%] price action in yesterday’s session... the NOW and DITO pump has been massive and constant. But this last week was especially spicy, with yesterday’s session just an absolute gong-show that caused brokerage meltdowns. DITO opened the day at P7/share, up 3% on the previous day’s close, and steadily gained to a high-water mark of P8.02/share (+18%) at around 11:45am. At 11:45am, DITO had a marketcap of P22.5bn. In the next 27 minutes, DITO would lose P7.4bn in marketcap as the price imploded to P5.38/share, swinging from an 18% gain on the day to a 21% loss. Then, over the next 30 minutes, completely erasing that loss and ending the day right where it started, at P6.81/share. 2.09 billion shares changed hands on the PSE yesterday; DITO accounted for 16% of the day’s total volume (355 million shares). The three companies combined accounted for over 28% of all shares traded.
MB:MB: The amount of market uncertainty here is incredible. Traders love it, investors hate it. DITO doesn’t even own DITO Telecommunity, or anything else of material value for that matter, NOW just diluted shareholders with a bearish low-price sweetheart deal, and Chelsea is a company of tugboats and passenger ferries that happens to own a sliver of Dennis Uy’s enigmatic telecom. NOW has a long history of playing the “press release pump and dump” game, and I can only imagine that it’s happy just to be along for the ride, fluffing feathers before a potential IPO by way of introduction. Everyone in the Philippines can sense that connectivity is a bull market, whether that be mobile data (C, GLO, TEL.... then NOW) or broadband (GLO, TEL, CNVRG)...so money just keeps pouring into telco-related stocks. And it makes sense, too, given how few options there are right now on the PSE for anything that looks both pandemic-resilient and secularly profitable. But some of these things are not like the others. Some of these things will crush it, and some will not. Be careful trading telcos that you remember whether you’re being a trader (short term) or an investor (long term). Don’t start out as a trader, forget to place stops, then wind up as an investor with an investment that’s underwater. BE CAREFUL. EDIT: Also, COL Financial, get your act together. You blew AREIT and MM, and you blew yesterday's Telecommotion. At this point, traders/investors should not make plans in reliance on COL Financial's execution of a buy or sell trade.
MB is posted to /PHinvest every Monday and Wednesday, but my newsletter goes out daily. To stay in the loop for daily email delivery, please join the barkada by signing up for the newsletter, or follow me on Twitter.
I need a real parent/an adult to talk to. I don't know how to adult or deal with this anymore.
Throwaway obviously. Suicidal (let's go bots, I know the suicide number!). In incomprehensible pain. Sorry for formatting, on mobile. I'm seeking a reason, a point or even an incline that things get better... Get simpler... Get less cloudy or just better... I don't want to give many personal clues about me but I'm in my 30s and recently found an old camera with vicious abuse I received with one of the clips showing me getting waterboarded by my own brother (he is 7 years my eldar) while he manically laughs at me. Another shows my same abuser, my brother, force me to the ground, put his foot in-between my shoulder blades and while I'm squirming to get free he forces his walking stick into my butt (on camera the entire black squishy base disappears). I had blocked out a lot of these memories and had somewhat thought the things on these tapes were "normal sibling behaviour" but something back then made me record it on the family recorder and hide the tapes... For years! I'm in the process of compiling all the footage I've recovered and backing up/saving to multiple hard drives to not lose. I want to press charges but these videod incidents happened 10+ years ago at this point when we were teenagers. There have been many incidents I have now remembered in nightmares and full "I'm breaking down and my brain is playing a movie in my eyes and I can't see what's real life or Infront of me right now" flashbacks. What/how do I move forward with this? I have repeatedly reached out for help from my parents, medical health professionals, the NHS and friends. My friends can't deal with my new found depression, have told me as such and have stopped talking to me daily (we used to sit on discord calls for 6/7 hours a day!) My fiance said the same and we broke up because of it. I also lost my job the same week I lost my fiance as I was "no longer necessary in this position" at the BBC (I shan't elaborate but there was 0 wrongdoing on either party and they actually paid me for the last 6 months ish I haven't been working there). (Not that I need money, I'm quite well off family wise and have recently found over £50,000 worth of bitcoins on old computers/laptop I forgot I used to buy weed off the dark web years ago with). When reaching out to medical professionals they all push me back and say I have to wait months, I have waited since May 26th (which is when I went first, said I was suicidal and have been constantly hassling to be continually told I have to wait, it's now the middle of October and people wonder why the NHS gets such a bad reputation...) I have got as much as my doctor writing to me to confirm I've been diagnosed with PTSD and places to contact. I've tried to self refer in every single option in my county (read State for USA) to be told that they are full and the earliest response/slot I was offered is February 2021! I refuse medication (this is gonna rub people up the wrong way, but my best friend killed himself when I was 15 and he was on medication for a mental illness but that gave him the strength, will and ability to kill himself. I'm in the stage before the confidence to do it). (Skip this par if it's a lil cringey) I'm hyper intelligent, like to the point I'm a borderline high functioning autistic person, however all tests say I'm not autistic. My brain can do such crazy things that people can't understand. I'm a near perfect clock, without knowing or seeing a clock for hours I'm right within 5 minutes, without hesitation - every. single. time. I try to explain to people that I can visualise my brain and it's memory bank most specifically, imagine a massive mansion of incomprehensible size. I can go walking around inside my head and go up to the doors in the house which will say for example; "teachers" and inside that door is another room of doors which specify for example "pre school teachers" "primary school teacher" "high school teacher" "college teacher" "university lecturer" and inside those doors are the names and inside those doors are the memories I have of the person or the information I remember about them. Inside the rooms l there is like air tunnels from inside the pyramids leading to memory connections for example Lecturer #1's teaching room is connected to the 104 other classmates I had (which I remember all their names and have a specific memory on each and everyone of them). Like a brain filling cabinet but I'm in control and can go and find the information. I rarely forget anything, ever. It may take me a minute to get to the right door but I always remember. I have a science degree, I have a media degree and I have a psychology degree level qualification, I'm really intelligent. (Come back in here if you skipped the cringe) When reaching out to family they don't want to listen, they don't want to talk and the brief conversations I've managed with either of my parents was with my mother who defended him the entire time and came up with excuses and reasons on why he did what he did ... (I record, at minimum just audio, every conversation (if I'm more honest, most interactions I have I record) I have about this and I now have so much evidence of people admitting they knew and didn't act, that they're sorry but it's too late and giving evidence I didn't know) After this, I screamed at her that I was never protected and she has damaged my brain beyond repair and literally begged to be sectioned because I'm hyper aware I'm going insane. She laughed at me and so I left her house. I don't know what to do, I need help and I'm screaaaaaming for it to anyone and everyone around me. I maybe manage one meal a day if I'm lucky, which I usually throw up at some point. I sleep for 2 or 3 hours a day if I'm lucky as I'm petrified to fall asleep and have constant nightmares. I'm being pushed back at every corner. Am I just meant to die? Is my goal to kill myself? What has life got to offer me...? Especially given this bleak new outlook of Corona living for the foreseeable future (read; years and years). Tldr; want to be dead without the suicide, needs some kind of guidance and have no where to turn, biggest scream for help I can manage without going into my city centre and shouting this post out. I don't know what to do and need some help, I don't know why I'm going to Reddit, but I guess we'll find out of it helps... Originally formatted for AskReddit but it got deleted 4 times by auto mod... I hate Reddit for never letting you actually get to where you wanna be or that you have to have millions of karma to even post...
The following articles / guides have been translated into Russian and posted on the XMR.RU website and my Github repository. Note: If you would like to read the original article in English, then, open the article you are interested in, and at the end of each article you will find a link to the source.
Meet Brock Pierce, the Presidential Candidate With Ties to Pedophiles Who Wants to End Human Trafficking
thedailybeast.com | Sep. 20, 2020. The “Mighty Ducks” actor is running for president. He clears the air (sort of) to Tarpley Hitt about his ties to Jeffrey Epstein and more. In the trailer for First Kid, the forgettable 1996 comedy about a Secret Service agent assigned to protect the president’s son, the title character, played by a teenage Brock Pierce, describes himself as “definitely the most powerful kid in the universe.” Now, the former child star is running to be the most powerful man in the world, as an Independent candidate for President of the United States. Before First Kid, the Minnesota-born actor secured roles in a series of PG-rated comedies, playing a young Emilio Estevez in The Mighty Ducks, before graduating to smaller parts in movies like Problem Child 3: Junior in Love. When his screen time shrunk, Pierce retired from acting for a real executive role: co-founding the video production start-up Digital Entertainment Network (DEN) alongside businessman Marc Collins-Rector. At age 17, Pierce served as its vice president, taking in a base salary of $250,000. DEN became “the poster child for dot-com excesses,” raising more than $60 million in seed investments and plotting a $75 million IPO. But it turned into a shorthand for something else when, in October of 1999, the three co-founders suddenly resigned. That month, a New Jersey man filed a lawsuit alleging Collins-Rector had molested him for three years beginning when he was 13 years old. The following summer, three teens filed a sexual-abuse lawsuit against Pierce, Collins-Rector, and their third co-founder, Chad Shackley. The plaintiffs later dropped their case against Pierce (he made a payment of $21,600 to one of their lawyers) and Shackley. But after a federal grand jury indicted Collins-Rector on criminal charges in 2000, the DEN founders left the country. When Interpol arrested them in 2002, they said they had confiscated “guns, machetes, and child pornography” from the trio’s beach villa in Spain. While abroad, Pierce had pivoted to a new venture: Internet Gaming Entertainment, which sold virtual accessories in multiplayer online role-playing games to those desperate to pay, as one Wired reporter put it, “as much as $1,800 for an eight-piece suit of Skyshatter chain mail” rather than earn it in the games themselves. In 2005, a 25-year-old Pierce hired then-Goldman Sachs banker Steve Bannon—just before he would co-found Breitbart News. Two years later, after a World of Warcraft player sued the company for “diminishing” the fun of the game, Steve Bannon replaced Pierce as CEO. Collins-Rector eventually pleaded guilty to eight charges of child enticement and registered as a sex offender. In the years that followed, Pierce waded into the gonzo economy of cryptocurrencies, where he overlapped more than once with Jeffrey Epstein, and counseled him on crypto. In that world, he founded Tether, a cryptocurrency that bills itself as a “stablecoin,” because its value is allegedly tied to the U.S. dollar, and the blockchain software company Block.one. Like his earlier businesses, Pierce’s crypto projects see-sawed between massive investments and curious deals. When Block.one announced a smart contract software called EOS.IO, the company raised $4 billion almost overnight, setting an all-time record before the product even launched. The Securities and Exchange Commission later fined the company $24 million for violating federal securities law. After John Oliver mocked the ordeal, calling Pierce a “sleepy, creepy cowboy,” Block.one fired him. Tether, meanwhile, is currently under investigation by the New York Attorney General for possible fraud. On July 4, Pierce announced his candidacy for president. His campaign surrogates include a former Cambridge Analytica director and the singer Akon, who recently doubled down on developing an anonymously funded, $6 billion “Wakanda-like” metropolis in Senegal called Akon City. Pierce claims to be bipartisan, and from the 11 paragraphs on the “Policy” section of his website it can be hard to determine where he falls on the political spectrum. He supports legalizing marijuana and abolishing private prisons, but avoids the phrase “climate change.” He wants to end “human trafficking.” His proposal to end police brutality: body cams. His political contributions tell a more one-sided story. Pierce’s sole Democratic contribution went to the short-lived congressional run of crypto candidate Brian Forde. The rest went to Republican campaigns like Marco Rubio, Rick Perry, John McCain, and the National Right to Life Political Action Committee. Last year alone, Pierce gave over $44,000 to the Republican National Committee and more than $55,000 to Trump’s re-election fund. Pierce spoke to The Daily Beast from his tour bus and again over email. Those conversations have been combined and edited for clarity. You’re announcing your presidential candidacy somewhat late, and historically, third-party candidates haven’t had the best luck with the executive office. If you don’t have a strong path to the White House, what do you want out of the race? I announced on July 4, which I think is quite an auspicious date for an Independent candidate, hoping to bring independence to this country. There’s a lot of things that I can do. One is: I’m 39 years old. I turn 40 in November. So I’ve got time on my side. Whatever happens in this election cycle, I’m laying the groundwork for the future. The overall mission is to create a third major party—not another third party—a third major party in this country. I think that is what America needs most. George Washington in his closing address warned us about the threat of political parties. John Adams and the other founding fathers—their fear for our future was two political parties becoming dominant. And look at where we are. We were warned. I believe, having studied systems, any time you have a system of two, what happens is those two things come together, like magnets. They come into collision, or they become polarized and become completely divided. I think we need to rise above partisan politics and find a path forward together. As Albert Einstein is quoted—I’m not sure the line came from him, but he’s quoted in many places—he said that the definition of insanity is making the same mistake or doing the same thing over and over and over again, expecting a different result. [Ed. note: Einstein never said this.] It feels like that’s what our election cycle is like. Half the country feels like they won, half the country feels like they lost, at least if they voted or participated. Obviously, there’s another late-comer to the presidential race, and that’s Kanye West. He’s received a lot of flak for his candidacy, as he’s openly admitted to trying to siphon votes away from Joe Biden to ensure a Trump victory. Is that something you’re hoping to avoid or is that what you’re going for as well? Oh no. This is a very serious campaign. Our campaign is very serious. You’ll notice I don’t say anything negative about either of the two major political candidates, because I think that’s one of the problems with our political system, instead of people getting on stage, talking about their visionary ideas, inspiring people, informing and educating, talking about problems, mentioning problems, talking about solutions, constructive criticism. That’s why I refuse to run a negative campaign. I am definitely not a spoiler. I’m into data, right? I’m a technologist. I’ve got digital DNA. So does most of our campaign team. We’ve got our finger on the pulse. Most of my major Democratic contacts are really happy to see that we’re running in a red state like Wyoming. Kanye West’s home state is Wyoming. He’s not on the ballot in Wyoming I could say, in part, because he didn’t have Akon on his team. But I could also say that he probably didn’t want to be on the ballot in Wyoming because it’s a red state. He doesn’t want to take additional points in a state where he’s only running against Trump. But we’re on the ballot in Wyoming, and since we’re on the ballot in Wyoming I think it’s safe—more than safe, I think it’s evident—that we are not here to run as a spoiler for the benefit of Donald Trump. In running for president, you’ve opened yourself up to be scrutinized from every angle going back to the beginning of your career. I wanted to ask you about your time at the Digital Entertainment Network. Can you tell me a little bit about how you started there? You became a vice president as a teenager. What were your qualifications and what was your job exactly? Well, I was the co-founder. A lot of it was my idea. I had an idea that people would use the internet to watch videos, and we create content for the internet. The idea was basically YouTube and Hulu and Netflix. Anyone that was around in the ‘90s and has been around digital media since then, they all credit us as the creators of basically those ideas. I was just getting a message from the creator of The Vandals, the punk rock band, right before you called. He’s like, “Brock, looks like we’re going to get the Guinness Book of World Records for having created the first streaming television show.” We did a lot of that stuff. We had 30 television shows. We had the top most prestigious institutions in the world as investors. The biggest names. High-net-worth investors like Terry Semel, who’s chairman and CEO of Warner Brothers, and became the CEO of Yahoo. I did all sorts of things. I helped sell $150,000 worth of advertising contracts to the CEOs of Pepsi and everything else. I was the face of the company, meeting all the major banks and everything else, selling the vision of what the future was. You moved in with Marc Collins-Rector and Chad Shackley at a mansion in Encino. Was that the headquarters of the business? All start-ups, they normally start out in your home. Because it’s just you. The company was first started out of Marc’s house, and it was probably there for the first two or three months, before the company got an office. That’s, like, how it is for all start-ups. were later a co-defendant in the L.A. County case filed against Marc Collins-Rector for plying minors with alcohol and drugs, in order to facilitate sexual abuse. You were dropped from the case, but you settled with one of the men for $21,600. Can you explain that? Okay, well, first of all, that’s not accurate. Two of the plaintiffs in that case asked me if I would be a plaintiff. Because I refused to be a part of the lawsuit, they chose to include me to discredit me, to make their case stronger. They also went and offered 50 percent of what they got to the house management—they went around and offered money to anyone to participate in this. They needed people to corroborate their story. Eventually, because I refused to participate in the lawsuit, they named me. Subsequently, all three of the plaintiffs apologized to me, in front of audiences, in front of many people, saying Brock never did anything. They dismissed their cases. Remember, this is a civil thing. I’ve never been charged with a crime in my life. And the last plaintiff to have his case dismissed, he contacted his lawyer and said, “Dismiss this case against Brock. Brock never did anything. I just apologized. Dismiss his case.” And the lawyer said, “No. I won’t dismiss this case, I have all these out-of-pocket expenses, I refuse to file the paperwork unless you give me my out-of-pocket expenses.” And so the lawyer, I guess, had $21,000 in bills. So I paid his lawyer $21,000—not him, it was not a settlement. That was a payment to his lawyer for his out-of-pocket expenses. Out-of-pocket expenses so that he would file the paperwork to dismiss the case. You’ve said the cases were unfounded, and the plaintiffs eventually apologized. But your boss, Marc Collins-Rector later pleaded guilty to eight charges of child enticement and registered as a sex offender. Were you aware of his behavior? How do you square the fact that later allegations proved to be true, but these ones were not? Well, remember: I was 16 and 17 years old at the time? So, no. I don’t think Marc is the man they made him out to be. But Marc is not a person I would associate with today, and someone I haven’t associated with in a very long time. I was 16 and 17. I chose the wrong business partner. You live and you learn. You’ve pointed out that you were underage when most of these allegations were said to take place. Did you ever feel like you were coerced or in over your head while working at DEN? I mean, I was working 18 hours a day, doing things I’d never done before. It was business school. But I definitely learned a lot in building that company. We raised $88 million. We filed our [form] S-1 to go public. We were the hottest start-up in Los Angeles. In 2000, you left the country with Marc Collins-Rector. Why did you leave? How did you spend those two years abroad? I moved to Spain in 1999 for personal reasons. I spent those two years in Europe working on developing my businesses. Interpol found you in 2002. The house where you were staying reportedly contained guns, machetes, and child pornography. Whose guns and child porn were those? Were you aware they were in the house, and how did those get there? My lawyers have addressed this in 32 pages of documentation showing a complete absence of wrongdoing. Please refer to my webpage for more information. [Ed. Note: The webpage does not mention guns, machetes, or child pornography. It does state:“It is true that when the local police arrested Collins-Rector in Spain in 2002 on an international warrant, Mr. Pierce was also taken into custody, but so was everyone at Collins-Rector’s house in Spain; and it is equally clear that Brock was promptly released, and no charges of any kind were ever filed against Brock concerning this matter.”] What do you make of the allegations against Bryan Singer?[Ed. Note: Bryan Singer, a close friend of Collins-Rector, invested at least $50,000 in DEN. In an Atlantic article outlining Singer’s history of alleged sexual assault and statutory rape, one source claimed that at age 15, Collins-Rector abused him and introduced him to Singer, who then assaulted him in the DEN headquarters.] I am aware of them and I support of all victims of sexual assault. I will let America’s justice system decide on Singer’s outcome.
In 2011, you spoke at the Mindshift conference supported by Jeffrey Epstein. At that point, he had already been convicted of soliciting prostitution from a minor. Why did you agree to speak? I had never heard of Jeffrey Epstein. His name was not on the website. I was asked to speak at a conference alongside Nobel Prize winners. It was not a cryptocurrency conference, it was filled with Nobel Prize winners. I was asked to speak alongside Nobel Prize winners on the future of money. I speak at conferences historically, two to three times a week. I was like, “Nobel Prize winners? Sounds great. I’ll happily talk about the future of money with them.” I had no idea who Jeffrey Epstein was. His name was not listed anywhere on the website. Had I known what I know now? I clearly would have never spoken there. But I spoke at a conference that he cosponsored. What’s your connection to the Clinton Global Initiative? Did you hear about it through Jeffrey Epstein? I joined the Clinton Global Initiative as a philanthropist in 2006 and was a member for one year. My involvement with the Initiative had no connection to Jeffrey Epstein whatsoever.
You’ve launched your campaign in Minnesota, where George Floyd was killed by a police officer. How do you feel about the civil uprising against police brutality? I’m from Minnesota. Born and raised. We just had a press conference there, announcing that we’re on the ballot. Former U.S. Senator Dean Barkley was there. So that tells you, when former U.S. Senators are endorsing the candidate, right? [Ed. note: Barkley was never elected to the United States Senate. In November of 2002, he was appointed by then Minnesota Governor Jesse Venture to fill the seat after Sen. Paul Wellstone died in a plane crash. Barkley’s term ended on Jan. 3, 2003—two months later.] Yes, George Floyd was murdered in Minneapolis. My vice-presidential running mate Karla Ballard and I, on our last trip to Minnesota together, went to visit the George Floyd Memorial. I believe in law and order. I believe that law and order is foundational to any functioning society. But there is no doubt in my mind that we need reform. These types of events—this is not an isolated incident. This has happened many times before. It’s time for change. We have a lot of detail around policy on this issue that we will be publishing next week. Not just high-level what we think, not just a summary, but detailed policy. You said that you support “law and order.” What does that mean? “Law and order” means creating a fair and just legal system where our number one priority is protecting the inalienable rights of “Life, Liberty and the pursuit of Happiness” for all people. This means reforming how our police intervene in emergency situations, abolishing private prisons that incentivize mass incarceration, and creating new educational and economic opportunities for our most vulnerable communities. I am dedicated to preventing crime by eliminating the socioeconomic conditions that encourage it. I support accountability and transparency in government and law enforcement. Some of the key policies I support are requiring body-cams on all law enforcement officers who engage with the public, curtailing the 1033 program that provides local law enforcement agencies with access to military equipment, and abolishing private prisons. Rather than simply defund the police, my administration will take a holistic approach to heal and unite America by ending mass incarceration, police brutality, and racial injustice. Did you attend any Black Lives Matter protests? I support all movements aimed at ending racial injustice and inequality. I have not attended any Black Lives Matter protests. My running-mate, Karla Ballard, attended the March on Washington in support of racial justice and equality. Your platform doesn’t mention the words “climate change.” Is there a reason for that? I’m not sure what you mean. Our policy platform specifically references human-caused climate change and we have a plan to restabilize the climate, address environmental degradation, and ensure environmental sustainability. [Ed. Note: As of writing the Pierce campaign’s policy platform does not specifically reference human-caused climate change.] You’ve recently brought on Akon as a campaign surrogate. How did that happen? Tell me about that. Akon and I have been friends for quite some time. I was one of the guys that taught him about Bitcoin. I helped make some videogames for him, I think in 2012. We were talking about Bitcoin, teaching him the ropes, back in 2013. And in 2014, we were both speaking at the Milken Global Conference, and I encouraged him to talk about how Bitcoin, Africa, changed the world. He became the biggest celebrity in the world, talking about Bitcoin at the time. I’m an adviser to his Akoin project, very interested in the work that he’s doing to build a city in Africa. I think we need a government that’s of, for, and by the people. Akon has huge political aspirations. He obviously was a hugely successful artist. But he also discovered artists like Lady Gaga. So not only is he, himself, a great artist, but he’s also a great identifier and builder of other artists. And he’s been a great businessman, philanthropist. He’s pushing the limits of what can be done. We’re like-minded individuals in that regard. I think he’ll be running for political office one day, because he sees what I see: that we need real change, and we need a government that is of, for, and by the people. You mentioned that you’re an adviser on Akoin. Do you have any financial investments in Akoin or Akon City? I don’t believe so. I’d have to check. I have so much stuff. But I don’t believe that I have any economic interests in his stuff. I’d have to verify that. We’ll get back to you. I don’t believe that I have any economic interests. My interest is in helping him. He’s a visionary with big ideas that wants to help things in the world. If I can be of assistance in helping him make the world a better place, I’m all for it. I’m not motivated by money. I’m not running for office because I’m motivated by power. I’m running for office because I’m deeply, deeply concerned about our collective future. You’ve said you’re running on a pro-technology platform. One week into your campaign last month, a New York appeals court approved the state Attorney General’s attempt to investigate the stablecoin Tether for potentially fraudulent activity. Do you think this will impact your ability to sell people on your tech entrepreneurship? No, I think my role in Tether is as awesome as it gets. It was my idea. I put it together. But I’ve had no involvement in the company since 2015. I gave all of my equity to the other shareholders. I’ve had zero involvement in the company for almost six years. It was just my idea. I put the initial team together. But I think Tether is one of the most important innovations in the world, certainly. The idea is, I digitized the U.S. dollar. I used technology to digitize currency—existing currency. The U.S. dollar in particular. It’s doing $10 trillion a year. Ten trillion dollars a year of transactional volume. It’s probably the most important innovation in currency since the advent of fiat money. The people that took on the business and ran the business in years to come, they’ve done things I’m not proud of. I’m not sure they’ve done anything criminal. But they certainly did things differently than I would do. But it’s like, you have kids, they turn 18, they go out into the world, and sometimes you’re proud of the things they do, and sometimes you shake your head and go, “Ugh, why did you do that?” I have zero concerns as it relates to me personally. I wish they made better decisions. What do you think the investigation will find? I have no idea. The problem that was raised is that there was a $5 million loan between two entities and whether or not they had the right to do that, did they disclose it correctly. There’s been no accusations of, like, embezzlement or anything that bad. [Ed. Note: The Attorney General’s press release on the investigation reads: “Our investigation has determined that the operators of the ‘Bitfinex’ trading platform, who also control the ‘tether’ virtual currency, have engaged in a cover-up to hide the apparent loss of $850 million dollars of co-mingled client and corporate funds.”] But there’s been some disclosure things, that is the issue. No one is making any outrageous claims that these are people that have done a bunch of bad—well, on the internet, the media has said that the people behind the business may have been manipulating the price of Bitcoin, but I don’t think that has anything to do with the New York investigation. Again, I’m so not involved, and so not at risk, that I’m not even up to speed on the details. [Ed note: A representative of the New York State Attorney General told Forbes that he “cannot confirm or deny that the investigation” includes Pierce.] We’ve recently witnessed the rise of QAnon, the conspiracy theory that Hollywood is an evil cabal of Satanic pedophiles and Trump is the person waging war on them. You mentioned human trafficking, which has become a cause for them. What are your thoughts on that? I’ve watched some of the content. I think it’s an interesting phenomenon. I’m an internet person, so Anonymous is obviously an organization that has been doing interesting stuff. It’s interesting. I don’t have a big—conspiracy theory stuff is—I guess I have a question for you: What do you think of all of it, since you’re the expert? You know, I think it’s not true, but I’m not running for president. I do wonder what this politician [Georgia congressional candidate Marjorie Taylor Greene], who’s just won her primary, is going to do on day one, once she finds out there’s no satanic cabal room. Wait, someone was running for office and won on a QAnon platform, saying that Hollywood did—say what? You’re the expert here. She won a primary. But I want to push on if we only have a few minutes. In 2006, your gaming company IGE brought on Steve Bannon as an investor. Goldman later bought out most of your stock. Bannon eventually replaced you as CEO of Affinity. You’ve described him as your “right-hand man for, like, seven years.” How well did you know Bannon during that time? Yes, so this is in my mid-twenties. He wasn’t an investor. He worked for me. He was my banker. He worked for me for three years as my yield guide. And then he was my CEO running the company for another four years. So I haven’t worked with Steve for a decade or so. We worked in videogame stuff and banking. He was at Goldman Sachs. He was not in the political area at the time. But he was a pretty successful banker. He set up Goldman Sachs Los Angeles. So for me, I’d say he did a pretty good job. During your business relationship, Steve Bannon founded Breitbart News, which has pretty consistently published racist material. How do you feel about Breitbart? I had no involvement with Breitbart News. As for how I feel about such material, I’m not pleased by any form of hate-mongering. I strongly support the equality of all Americans. Did you have qualms about Bannon’s role in the 2016 election? Bannon’s role in the Trump campaign got me to pay closer attention to what he was doing but that’s about it. Whenever you find out that one of your former employees has taken on a role like that, you pay attention. Bannon served on the board of Cambridge Analytica. A staffer on your campaign, Brittany Kaiser, also served as a business director for them. What are your thoughts on their use of illicitly-obtained Facebook data for campaign promotional material? Yes, so this will be the last question I can answer because I’ve got to be off for this 5:00 pm. But Brittany Kaiser is a friend of mine. She was the whistleblower of Cambridge Analytica. She came to me and said, “What do I do?” And I said, “Tell the truth. The truth will set you free.” [Ed. Note: Investigations in Cambridge Analytica took place as early as Nov. 2017, when a U.K. reporter at Channel 4 News recorded their CEO boasting about using “beautiful Ukranian girls” and offers of bribes to discredit political officials. The first whistleblower was Christopher Wylie, who disclosed a cache of documents to The Guardian, published on Mar. 17, 2018. Kaiser’s confession ran five days later, after the scandal made national news. Her association with Cambridge Analytica is not mentioned anywhere on Pierce’s campaign website.] So I’m glad that people—I’m a supporter of whistleblowers, people that see injustice in the world and something not right happening, and who put themselves in harm’s way to stand up for what they believe in. So I stand up for Brittany Kaiser. Who do you think [anonymous inventor of Bitcoin] Satoshi Nakamoto is? We all are Satoshi Nakamoto. You got married at Burning Man. Have you been attending virtual Burning Man? I’m running a presidential campaign. So, while I was there in spirit, unfortunately my schedule did not permit me to attend. OP note: please refer to the original article for reference links within text (as I've not added them here!)
For Trading October 6th Rally Continues Mega & Small Caps Rule the Day Today’s market was strong from the overnight futures right through the close. Upbeat attitudes seemed to be the rule of the day with the president fairing better than expected and he made it clear, later verified by the doctors, that he would be headed back to the White House later this afternoon. At the close all stock markets were higher with the biggest gainers the mega-cap and the small-cap, with the DJIA +465.83 (1.68%), NASDAQ +257.47 (2.32%), S&P 500 +60.16 (1.8%), the Russell the biggest gainer +42,67 (2.77%) and the DJ Transports +184.99 (1.64%). ISM Services came in well over expectations at 57.8 vs. 55.6 expected and 56.9 in August. Unfortunately, Chapter 11 filings were up 78%, but the market was totally unaffected by the bad news on small business. Market internals were good with both NYSE and NASDAQ were 3:1 and volume was average. The DJIA had all 30 gainers with one of the new members, AMGN added 70 DP’s and many in the +25 - 30 range. The biggest factor for the day was Trump returning to the White House tonight, tweeted out this afternoon, later confirmed by his doctors in their afternoon update. That added about 125-150 to the DJIA. Our “open forum” on Discord, which allows you to interact with subscribers and others to allow direct questions and chart opinions on just about any stock, continues to grow with more participants every day. It is informative and allows me to share insights as the market is open and moving. The link is: https://discord.gg/ATvC7YZ and I will be there and active from before the open and all day. It’s a great place to share ideas and gain some insights, and we’ve grown to almost 3000 members. I also returned to my radio show today with a great live interview with the Chief Medical Officer of JANONE (JAN) and it was a great show. This is the link to the audio recording including my discussion of the market and the very exciting story of JAN’s phenomenal NON-OPIOID Pain Med! This is the link: https://www.youtube.com/watch?v=oCFCxnijFO4 Enjoy!! TUESDAY’S RADIO SHOW: https://youtu.be/dJGunoIqLZU v With my guest: David Weinstein on Bio-Hacking Tonight’s closing comment video: https://youtu.be/J75X2GPb5n0 SECTORS: There was some good news for holders of MYOK, Myokardia, as BMY bid $225 for the company. The stock, which traded as low as $43.00 earlier this year closed Friday $139.60 finished the day today $220.34 +80.74 (58%). Not so fortunate, Cineworld, which trades in London and in B-Pounds, with a tracking stock here (CNNWK) announced that they are closing all of their movie theaters for the rest of the year and well into 2021. Here in the US they go under the name Regal Cinemas and are the second largest theater chain in the country. In London the stock, down from 220 this year closed $25.20 -14.27 (36%), and here in the US, CNWGY the stock traded $8.00 in July, down from over $10 in February, closed the day $1.10 -1.10 (50%). AMC, which traded as high as $36 in 2018, and $21 last year finished the day $4.13 -.52 (11.2%). A very tough day! New Group: AIR & CRUISE LINES were MIXED with CCL -.16, RCL -.17, NCLH -.34, AAL +.10, DAL +.32, UAL +.24, LUV -.26, HA -.03, ALK unchanged, and XTN $60.08 +.70 (1.19%). FOOD SUPPLY CHAIN was HIGHER with TSN -.43, BGS +.13, FLO +.29, CPB -.22, CAG +.05, MDLZ +.22, KHC +.43, CALM -.36, JJSF +.40, SAFM +1.48, HRL +.49, SJM +.91, PPC -.10, KR +.41, and PBJ $33.36 +.31 (.95%). BIOPHARMA was HIGHER with BIIB +6.54, ABBV +2.23, REGN +39.20, ISRG +11.42, GILD +1.67, MYL +.20, TEVA +.26, VRTX +8.18, BHC +.40, INCY +3.47, ICPT +1.34, LABU +7.70, and IBB $139.57 +5.70 (4.16%). CANNABIS: was HIGHER with TLRY +..60, CGC +.78, CRON +.15, GWPH +2.03, ACB +.06, NBEV +.09, CURLF +.05, KERN +.44, and MJ $10.85 +.49 (4.73%). DEFENSE was HIGHER with LMT +2.92, GD +2.24, TXT +.68, NOC -1.86, BWXT -.24, TDY +5.71, RTX +.11, and ITA $161.14 +.26 (.16%). RETAIL: was HIGHER with M +.04, JWN +.55, KSS +.36, DDS +2.03, WMT +1.15, TGT +2.39, TJX -.11, RL +1.87, UAA -.01, LULU +.93, TPR +.75, CPRI +1.20, and XRT $52.77 +1.48 (2.89%). MEGA-CAPS & FAANG were HIGHER with GOOGL +21.49, AMZN +73.00, AAPL +3.40, FB +4.32, NFLX +17.49, NVDA +23.85, TSLA +8.36, BABA +.43, BIDU -.12, CMG +4.99, CRM +4.05, BA +3.12, CAT +3.96, DIS +.69 and XLK $117.46 +2.52 (2.19%). PLEASE BE AWARE THAT THESE PRICES ARE LATE MARKET QUOTES AND DO NOT REPRESENT THE 4:00 CLOSES. FINANCIALS were HIGHER with interest rates, with GS +1.90, JPM +2.01, BAC +.46, MS +.70, C +1.28, PNC +2.64, AIG +.73, TRV +2.43, V+2.04, and XLF $24.73 +.43 (1.77%). OIL, $39.22 +2.17, Oil was near recent highs and sold off hard Friday touching $37.61 (down about 6%) before mounting a rally back to close +2.17. The stocks were HIGHER with XLE $30.13 +.82 (2.8%). GOLD $1,920.10 +12.50, opened HIGHER and made a slightly higher high and a higher low, closing near the highs of the day. There were several “unusual options action” looking for another 10-12% on the upside before year end. BITCOIN: closed $10,815 + 265. After breaking out over $10,000 we have had a “running correction” pushing prices toward $12,000, reaching a recovery high of $12220 Thursday, and after a day of rest in between, we resumed the rally touching $12,635, but have sold off back to support. We had 750 shares of GBTC and sold off 250 last week at $13.93 and still have 500 with a cost of $8.45. GBTC closed $11.27 +.41 today. Tomorrow is another day. CAM
Wife of Norwegian billionaire has been missing since Oct. 31st 2018. She is presumed kidnapped and/or killed. There was a ransom note left at the crime scene, demanding 9 million Euros in crypto currency. What happened to Anne-Elisabeth Hagen?
So.. I have been waiting for months for someone to write about this case here, and since no one has I suppose I’ll have to give it a shot. This is my first reddit post so mishaps are bound to happen, English is not my first language, apologies for any mistakes, etc… (is this a meme yet?) Edit: wow, holy crap! I didn't expect to be given gold! Thank you kind stranger! Edit: I have added more to the bottom of this post to clear up some confusion or add more important information that I missed the first time. Anne-Elisabeth Falkevik Hagen (68) is the wife of Norwegian billionaire Tom Hagen, an investor and co-founder of a company called Elkraft. They married young, only 19 years old, before Hagen made his fortune. Although Hagen is now one of Norway’s richest people, the 172nd richest according to financial magazine Kapital, he and his wife have seemingly led unassuming, quiet lives. From an outsiders perspective they seem like the kind of billionaires you could only hope to be if you ever found yourself in such financial luck, grounded and down to earth, living in the same house for almost 40 years, in a suburb of Oslo called Lørenskog. Tom drives a simple Citroën car. They are parents and grandparents. You would never look at them and think "ah, rich people!". Their house looks like any suburban Norwegian home, there’s nothing flashy or noteworthy about it. No extra security surrounding the area either. There are no gated communities in Norway, but there are still security measures one can take, and probably should take if you’re that rich, and the fact that they hadn’t might have been one of the reasons Anne-Elisabeth was targeted. This case reads more like a Hollywood movie than an actual crime case to me, because we don’t really have crime like this in Norway. The police kept the alleged kidnapping a secret until January 9th. Since then little pieces of information have come out or developments have happened in the case, but Anne-Elisabeth is still missing. The police now presumes she has been killed, perhaps even on the day she disappeared. Her family, who speaks to the media through their lawyer, still holds out hope that she might be alive. I’ll try to keep everything precise and easy to follow:
In the end of July 2018 Dagens Næringsliv (Norwegian newspaper specializing in business news) publish an article about Tom Hagen and how he had earned 174 million NOK the previous year. Police theorize that this might have kick-started this whole operation…
On October 31st Tom Hagen leaves for work around 09:00am. He arrives around 10-15 minutes later.
At 09:14am Anne-Elisabeth has a phone conversation with a family member (early reports said this conversation was with her husband Tom Hagen, but Norwegian media has since changed this to “family member”. Not sure why. If this phone conversation was indeed with Hagen, he must have just arrived at work). Anne-Elisabeth is alone with their new puppy in their house.
Only a short while later, at 09:48am electrician and neighbor Tommy Skansen calls Anne-Elisabeth's cell phone. A few weeks earlier she had asked him to switch out some light fixtures in her kitchen and he was calling about this. She doesn’t pick up. He finds it odd that she doesn’t answer, as this is unlike her. More people try calling her this day but the last anyone heard from her was at 9:14am where she either talked to her husband or some other family member. Like I said, it’s unclear who this person on the phone with her was.
01:30pm Tom Hagen arrives home from work, earlier than usual. He immediately notices something is off. Just inside the door there are numerous of Anne-Elisabeth’s belongings laying on a chair. There’s also a long letter, written in broken Norwegian. On the floor he finds a cable tie. The puppy is found locked up in a room.The letter is a ransom note, demanding 9 million Euros in crypto currency Monero. If he doesn’t pay up, a video of his wife being killed will be posted online. The ransom note also says the family is being watched, and his wife’s life is in danger should he contact the police. There are instructions on how to buy Monero included in the letter.
02:07pm Tom Hagen contacts the police in spite of the threats in the ransom note. The police meet with him secretly in a gas station shortly after.
November Because of the threats in the letter, the police can’t go out with any information regarding Anne-Elisabeth’s disappearance. They have to work very carefully and quietly in their home to secure evidence from the crime scene. KRIPOS (The National Criminal Investigation Service) and ØKOKRIM (National Authority for Investigation and Prosecution of Economic and Environmental Crime in Norway) get involved. The police finds traces of Anne-Elisabeths blood inside the house, as well as a shoe print. It is unclear whether or not the blood was from the day of the disappearance. The amount of blood found is reportedly “not unusual” because she lived there, which I take to mean it was very little. Tom Hagen continues to go to work, people describe him as unsociable and desolate during this period. Neighbors are told Anne-Elisabeth is “away”, and family members are kept in the dark as well. At the end of November family members are starting to feel like something is going on. Finally they find out that Anne-Elisabeth is missing, and there are talks of a kidnapping. No one is allowed to say anything. December The investigation is still top secret. January 9th The police finally allow the media to talk about the case. Norwegian media have known about it for a long time but have been told not to say anything yet. The apparent kidnapping is announced in a press conference after 10 weeks of utmost secrecy. A few days after the press conference, the police releases a video of the area around Tom Hagen's workplace. A man can be seen walking down the road next to Tom’s place of work at 7:36am on the morning of the crime. He then abruptly stops and turns around to walk back the same way from where he came. 24 minutes later, another man can be seen walking down the same way. He is passed by a cyclist, who has been identified. The two other men have never come forward. It has been theorised that these two men might have been a look-out of sorts. January 16th The family receives a new message from the person or people who claim to have Anne-Elisabeth. This message is recieved through crypto currency (bitcoin this time). I’m not quite sure how this works, but from what I’ve read it’s a difficult and insufficient way to communicate. January 27th The family again is in communication with the alleged kidnappers. Some people find it curious at this point that these alleged kidnappers have been unwilling to communicate with the family during the ten weeks of secrecy, but now that the world knows, they are willing to talk. Who is behind this, exactly? Professional criminals who saw an opportunity after the article in Dagens Næringsliv was published and they realised the man in question lives completely unprotected? A family member? Enemies of Tom Hagen? Could it be Tom himself? Who would want to hurt this woman? Rumours are spreading. February The police advice the family not to pay the ransom unless they receive evidence of Anne-Elisabeth’s well-being. This is stressed in every press conference, both in Norwegian and English. The family is hopeful that proof will now be provided, seeing as the alleged kidnappers are now willing to talk, albeit very little. However, they receive nothing. The police interviews a lot of people, including business partners of Tom’s. April After a long Norwegian winter, the police wants to search the lake right next to Tom and Anne-Elisabeth’s house. They employ a police dog specialized in search in water (the same dog who helped in the Kim Wall case). It’s unclear whether or not they actually find anything during this search. Certainly no body or anything like that. May The family decides to attempt contacting the alleged kidnappers themselves. They haven’t heard anything at all since January 27th. No evidence of Anne-Elisabeth’s well-being has been provided, and none is provided this time either. June The police officially changes their main hypothesis. They now believe Anne-Elisabeth was murdered, and not kidnapped for financial gain. They believe the ransom note as well as any evidence found in the house might have been staged to look like a kidnapping. More surprisingly, the police officially cancels any further search of the two men seen in the surveillance video outside of Tom Hagen’s work the morning of Anne-Elisabeth’s disappearance. They still have not been identified and it is unknown why the police now believes them not to be involved. July 8th The family lawyer Svein Holden receives an e-mail from the dark web. It is written in Norwegian, and the writing style suggests that it may have been written by the same person who penned the ransom note. According to Svein Holden this e-mail contains information that only a perpetrator would know. The message of this e-mail is as follows: in order to receive evidence of Anne-Elisabeth being alive, the family has to pay. It is again commented on by outsiders how odd it is that this message is received now, five months after the previous one, and right after the police changed their main hypothesis. Tom Hagen decides to pay 1.3 million Euros in crypto currency. He receives nothing in return. August The shoe print found at the crime scene is sent for analysis to police all over Europe. German police finds out that the print belongs to a shoe by the brand Sprox, and is in European size 45. It is sold in Norway at Sparkjøp. The police now requests help from the public, and everyone who have purchased these shoes in cash is encouraged to come forward. September The cable tie left at the crime scene has been analysed and has been found to be produced in China and sold in Norway at Biltema. Both Biltema and Sparkjøp are fairly common stores in Norway. October The police have now also analysed the paper the ransom note was written on and the envelope it came in. It was purchased at Clas Ohlson, another common store in Norway. All three stores tied to this case are located in Romerike, the district in which Tom and Anne-Elisabeth Hagen lives. It’s closing in on a year since Anne-Elisabeth disappeared without a trace. The entire country is awaiting answers. The 25th of October would have been Tom and Anne-Elisabeth’s Golden wedding anniversary. On Thursday the 31st, 365 days have passed since this all happened. But it is not a Halloween tale, it is real life. What happened to her? Where is she? Could she still be alive after all this time? Edited to add more information or clear up some confusing things:
Some people were wondering who the last person to see her alive besides her husband was. The night before the disappearance, Tom and Anne-Elisabeth were in Oslo with a couple of friends to see THE BOOK OF MORMON. They came home late. The show ended at 10:30pm and they had to drive home to Lørenskog. According to Google Maps, the drive from The Norwegian Theater, which is were the show was, to Lørenskog is 22 minutes. These friends are the last ones to see her alive besides Tom (and a possible perpetrator).
When neighbors found out that Anne-Elisabeth was possibly kidnapped one of them came forward with information about a grey/silver SUV. He describes a car taking a “weird shortcut” over a patch of grass towards Tom and Anne-Elisabeth’s house on the morning of her disappearance. It was the police’s main hypothesis for a while that she had been kidnapped in this car. Since then they’ve changed their hypothesis but this car could still be interesting! Can’t believe I forgot to add this piece of information!!!
The police has DNA on file, it is unknown whether or not this is a partial or full DNA profile. One man described as a witness was asked to deliver a sample. They have requested this from many people, presumably also Tom. The man described as a witness was also checked against the shoe print. As far as I can tell he’s been compliant. He had been inside their home. Possibly a colleague, friend or a neighbor.
Some confusion about the use of the word BILLIONAIRE. It is true that Tom Hagen would not be considered a billionaire when you convert his money to USD. However, Tom Hagen is a Norwegian Milliardær and Milliardær is the Norwegian word for Billionaire. Being a Billionaire means having at least one billion units of a currency, in this case this currency is Norwegian Kroner (NOK). See this link for more. International media as well as Norwegian media writing in English have also used the word billionaire in their articles about the case. I’m not saying Tom Hagen is the Norwegian Bill Gates, but I’m saying he’s rich. Hope that clears things up.
One user is posting comments saying that they are from the area and there are rumours about Tom Hagen being involved with someone else. While this is very juicy information and a huge motive for a possible killing, please take this information with a grain of salt as there is no official reports on this and village rumours could be untrue anyway. If this is true the police already knows about it, and it is likely the media is also privy to this information and are choosing to withhold it by request from the Police.
Some confusion about this phone call the morning of the disappearance as well. The police does know who Anne-Elisabeth spoke to that morning, the public, however, does not. Early reports said that this person was Tom, her husband, but this has since been changed to “family member”. It is unclear why this is, it could be that the first information was wrong and they had to correct themselves, or it could be that the police would prefer this information to stay secret. Of course, nothing is deleted on the internet and you can still find articles in Norwegian saying the person on the phone was Tom.
Continuing from that: Norwegian media is very good at respecting the Police and should they request this from them, the media would comply. This is why I believe it’s possible that they are hiding information about a possible motive on the husband’s part. They have no interest in ruining police work. The media is generally well regarded in Norway and have ethical guidelines to follow.
A lof of questions about "why didn't he just pay the ransom?" "he must be the perpetrator or he would've paid the ransom immediately!"Well, no. It's not that simple. In a ransom case like this one, police STRONGLY advise against paying. If you pay, you have nothing left to negotiate with. If Anne-Elisabeth was even still alive at this point, what's to say they'll let her go once the ransom has been paid? It has been implied by the family lawyer that the family would've been willing to pay if the alleged kidnappers showed them evidence of Anne-Elisabeth being alive, in form of photos or a video or something to that effect. It's a risky move, paying a ransom. On one hand, you're worried about your family member and you want them back and you'd be willing to pay anything in order to do so, on the other hand, you're scared what might happen once you pay. There's no easy way to deal with a situation like this.
From Conspiracy to Fact: An analysis of the COVID-19 Pandemic, Information Control, and the New World Order (Appendix includes hundreds of citations) - PART 1
UPDATE: This article is now available as a printable PDF with embedded hyperlinks for navigation through sources. This link will be valid thru July 9: https://ufile.io/4mpkg4x6
PLEASE NOTE: This article may be updated periodically with new information and links as they become available. All referenced information and a whole lot more is indexed and linked in the relatedappendix posts.Please feel free to crosspost, share, and take from my ideas to build your own. Namaste. Part 1 | Part 2 | Appendix A | Appendix B Hello. My name is Chris. I am nobody, really. An average citizen. I am an overweight 42 year old white male from the Midwestern suburbs of the US who has been fortunate enough to live a pretty comfortable life. I used to be a freelance graphic designer with a focus on small businesses, but I'm coming to terms with the fact that that career and part of my life is more than likely over in light of current events. Oh well, it was fun while it lasted. I've always been concerned about social injustice and tried to stay politically informed, even dabbling in some activism here and there. At times I've stepped away from paying attention for my own mental health, or due to laziness, defeatism, whatever. But I've never stopped caring, or trying, to fight the good fight and do the right thing. The news recently has of course swept us all up, and touched all our lives in some way or another. The world has never seen anything like the "Coronavirus Pandemic," and it's clear that our society will be changed forever when we finally come out the other end of this mess. But I've had the luxury of time recently, and in reading the news about things that were going on, I couldn't help but notice the patterns, and that a lot of stuff didn't exactly make sense. So, here we go, with the "conspiracy theory." I hate that term, because although it's technically accurate, it's been demonized and weaponized by the media and society at large to take on a bad connotation. Tinfoil hats, alien abductions, crazy people muttering to themselves, etc. You've no doubt got a lot of images in your mind of a conspiracy theorist. And make no mistake, what I'm going to tell you here is all currently very popular conspiracy theory. However, I think that by removing opinions and conjecture from it, and focusing on facts and things that have already happened, I can present this huge amount of overwhelming, disparate information in a way that makes it less a "theory" and more a "research project." And so that is how I have approached this. I have spent the last week doing little else besides reading every news and opinion article I could find, saving and organizing hundreds of links, and assembling a coherent, logical outline to organize and present these theories, and more importantly, facts. There are a lot of less-than-reputable sites and publications out there, and I have tried when at all possible to provide sources from verifiable news sites, with a wide range of slants and focuses, to illustrate that what is happening is not part of any one particular political agenda. I hope that you take the time to check the links, really look into the information presented here, and form your own opinions. Please do not just take my word for it. To that end, there are also a few links mixed in that are labeled as having come from conspiracy. These are well-written and well-reasoned posts from other concerned citizens that I think are worth reading, and relevant to the discussion here. One last thing - If you are new to most of these ideas, the information presented here is more than likely going to seem overwhelming at first. I encourage you now, and always, to take mental health breaks for yourself, and put down your phone or turn off your computer. The information will be here when you come back. And as you'll soon understand, what is happening is an unstoppable tide, truly a force of nature at this point, and there is nothing you can do to fight it, so try your hardest to relax, put on some chill music, hug your dog, and most of all... BREATHE. - - - - - - - - - - - - - - - - - - - - - If you start researching conspiracy theory, you're going to find a lot of information. Some much better or worse presented than others, and some much more plausible or unbelievable than others. Despite the seeming ridiculousness of some things you might read, I encourage you to always approach new information with an open mind. That said though, I have one main principle that guides all my beliefs about conspiracy theories, and that is the "Filter of Likelihood." Essentially, you have to ask yourself how possible, how likely, and how feasible a piece of information is. Furthermore, you need to ask yourself what the motivation would be. In many cases, it's quite easy to see how something makes a lot of sense based on other known info, whereas some theories seem rather implausible no matter how you look at it. I am interested only in the plausible, and where possible, the already actualized. Additionally, there's a lot to be said, and a lot that has already been written on many of these topics, so I will focus on current events and simple concepts. I will also ask you to open your mind to possibility. Please consider this as you evaluate new information:
Do you believe there are things going on in the world that you don't know about yet?
Do you believe that there is technology and science you've never heard of?
Do you believe that society is progressing at an increasing rate?
Do you believe that as populations grow, we require new societal strategies?
Do you believe that those with power and money want to retain their power and money?
Of course you believe all these things, and none of these are wild or unusual concepts. Rather, these are very basic concepts that apply to everyone, and always have. They are all part of our shared human experience, and undeniable facts of life. Populations grow, societies evolve, technology advances, and the world changes. And most important to our discussion here, people, families, and empires constantly jockey for power and control, while fighting for resources, power, fame, and... MONEY. We all hate TicketMaster, right? Who do they think they are, what the hell is this bullshit "service fee," etc. It's something everyone can get behind. But did you know that TicketMaster willingly cultivates that image? That venues, teams, and artists, in their pursuit of more money, raise fees and then let TicketMaster be the bad guy and take the heat so their reputations remain intact? There are many more people, organizations, and other entities in the world playing that same role for those who really have the money, who really call the shots. And those who call the shots work very hard and spend absolutely unfathomable amounts of money, time, and blood, to make sure that you don't ever realize who's actually taking your money. They do this in the simplest, easiest way. If you simply control information from the top down, and disseminate it when and where you see fit, you can effect great societal change without lifting a finger. Please imagine... really, try to imagine... You just read an article, saw a video, whatever, from a very, very reputable source. And it just informed you that an asteroid was 83% likely to impact the Earth next month. What would you do? What would happen in the world? Hopefully an asteroid will not hit next month, but it's important to really imagine what would happen and why, and how. Because a huge amount of information would be generated and published, people would panic, society would crumble, and the world as you know it would change forever in an instant, the moment you read that headline. Control of information is one of the most powerful tools known to mankind today. A person living in 2020 can easily encounter as much information in a day as someone in Medieval times might have encountered in a lifetime. And it comes at you from all angles, in all forms, non-stop, 24/7. Much like the water in the pipe, the information is always there, and one needs but turn it on. Disseminating the information then becomes a practice all its own, and to be sure, information processing accounts for more than half of the US GDP. And the rate at which it's spread, and way it is handled makes a huge difference in the societal repercussions. So a few different techniques are used:
The "Slow Walk" - If a large, unexpected piece of information is given suddenly, people tend to react poorly and irrationally. Also known as "letting them down easily," this technique restricts the flow of information to prevent the audience from balking or being overwhelmed
The "Steady Drip" - This technique involves keeping your audience subjected to a constant stream of the desired information, so that they become accustomed to it and it becomes "normalized"
The "Firehose" - A deluge of information flying out at full blast, designed to overwhelm the audience so that they cannot focus on anything else
It might be the greatest understatement of all time to say that there has been a lot of information passed around about COVID-19, the "Coronavirus," recently. In fact, there has never been anything like what we are currently experiencing in all of human history, and not by a long shot. And this unprecedented turn of events has caused a lot of people to react in a lot of ways, and say and do a lot of things, for better or for worse. Full disclosure: In particular, if you look up conspiracy theory, you'll see a lot of stuff suggesting that the "Coronavirus is a hoax." (You'll also find a lot of poorly-written rambling) I want to be clear that I DO NOT believe that. I am 100% sure that there is a Coronavirus, that it is making people sick, that a lot of people are dying, and that our medical professionals and many other undervalued workers are overwhelmed, and breaking their backs every day to do their best to keep their friends, families, and loved ones safe. I am extraordinarily grateful for them and admire the resolve and bravery that so many have shown in the face of this disaster. I do not think it is a hoax at all. However, I think that literally everything else that is happening surrounding the "pandemic" is. - - - - - - - - - - - - - - - - - - - - - The Pandemic In the first week of January this year, I got sick. Really sick. I know when I got it and who I got it from, and honestly the exact moment I got it (I only was in proximity of the dude for a few minutes). He had warned me that he was really sick, and I blew it off. I started feeling sick a day or two later, and a day or two after that I felt like I was dying. Fever, chills, aches, extraordinary fatigue. And literal, nonstop, 24/7 coughing. I had every single symptom of what we now know as COVID-19. I commented to anyone who would listen that I didn't recall ever feeling that sick before in my entire life. The most memorable part of it though was that after a couple days, I completely lost my sense of smell and taste. Joked a lot about how you could feed me onions and soap cause I'd have no idea. I try to have a good attitude about being sick. I spent a week sleeping on the couch before I finally went to the doctor. She gave me a Prednisolone steroid pack (which has worked well for me in the past), some Trazodone to knock me out, and Benzonatotate for my cough. As soon as I took the first dose of steroids I started to feel pretty fucking great, and it was more or less a non-issue after that. I spoke to a lot of people about it then and after, and man, I can't tell you how many stories I personally heard from people I know that said the exact same thing. Then I started reading the same story over and over again on Reddit:
We didn't start really hearing about the Coronavirus in the media until the beginning of March, and we didn't hear about the "Pandemic" until just a couple weeks ago. And what a couple weeks it's been since then. But I am quite certain that it's been around for a lot longer and that I, and a lot of other people I know, had it - and DID NOT DIE FROM IT - way back in January. We now know that the first documented case in the US was on January 19th, but that word "documented" is so, so important here. That means that we had identified the virus, developed a test, and tested a person with the symptoms that day. It does NOT mean that was when the virus reached the United States. How sick do you have to be before you take a day off work? Before you go to the doctor? With America's healthcare system or lack thereof, it's almost certain that many people had this virus before we determined what it was, and how infectious it really was. There is also the matter of the statistics of severity vs the regular flu. This is a highly contentious topic and I am no medical expert, and do not wish to make any assertions. However, what I can tell you from my personal experience is this: I had a horrible "flu" in January, got basic medicine, got better. So, either I had the flu, or perhaps I did indeed have the Coronavirus. We will never know because I was never tested. But the important thing is that it doesn't matter. Either I (and many others) had the Coronavirus and it did not kill us (calling into question the severity of the infection) or we just had a bad cold or flu, but it had the exact same symptoms as COVID-19 (calling into question the extent of Coronavirus diagnoses). But logically, one of those two statements is true. Furthermore, the data keeps changing, and I don't mean increasing on a daily basis. I mean up and down, back and forth, it is deadly or maybe it isn't, etc. On January 14 the WHO told you it couldn't spread from human to human. But then on Jan 19 we saw the first case of Coronavirus in the United States. Then it turns out that the Wuhan market outbreak began earlier in December. And then it's an "epidemic," but most people will only get mild symptoms. What are you supposed to believe? And it sure does seem to come at you as a firehose, and it's hard to even think about anything because OHMYGODTHECORONAVIRUS! But let's stop and look a couple basic facts. As a matter of fact, I'm going to let Dr. Sucharit Bhakdi explain this one to you. This is a very informative 10 minute video, watch it: Sucharit Bhakdi - Very clear math showing that the COVID statistics are being manipulated So 80% of people only experience mild symptoms, and we're crashing the economy for this? The statistics aren't any more extreme than many other illnesses we've had over time, and we're crashing the economy for this? It doesn't make sense until you consider that there are other factors besides just the virus at play. Wolfgang Wodard - Explaining how the statistics are being manipulated to cause panic The media, and society at large is inundating you with terrifying information about the Coronavirus. But if it's not as bad as we originally thought, then why? We don't freak out about every illness that comes along, and we've certainly never in the history of civilization had over 1/3 of the global population locked down under mandatory quarantine. And then there's the debate about where the virus came from. We believe it came from a meat market in China, under unsanitary conditions. The science behind a coronavirus making the leap from one species to another is well-established and researched, and it is a very likely scenario. There are also conspiracy theories that state that China released it on its people intentionally, or even that the US military released it in China. Again, we will never know exactly where this Coronavirus came from. It may be natural, it may be man made, and there are very plausible paths for both. I don't know what to believe myself. So here I ask you to make your own judgement based on likelihood. What we do know though is that the state of the world this virus has been unleashed on has played a major factor in its spread. In 1950 the global population was 2.5 billion, and that has exploded to almost 8 billion people in 2020. As a matter of fact, population growth has been exponential since about the time of the Industrial Revolution. With all these people on the planet there are sure to be many disagreements and conflicts, and there indeed have been. As a matter of fact, 2019 saw global protests on an unprecedented scale, in Hong Kong, France, Syria, and many other countries. Citizens have literally been fighting police and military with rocks, clubs, arrows, and molotov cocktails. Did you know that? Despite my seeing headlines and pictures every day of the riots in Hong Kong, I have been shocked to learn that multiple of my close friends, intelligent and aware people, had no knowledge whatsoever of the protests even existing. But that is far from a coincidence; rather, it is quite by design. - - - - - - - - - - - - - - - - - - - - - Billionaires and Coincidences Another major talking point over the last 5 to 10 years has been the "1%" - the handful of super-rich individuals who posess and control the vast majority of the Earth's wealth and resources. Where it used to just be a numerical term, "Billionaire" is now a dirty word, and one of the nastiest. We all hate billionaires. They are evil, and profit off the exploitation of the rest of the world. The "Illuminati" we call them, in pursuit of a "New World Order." Crazy stuff, right? Mysterious symbols and people in black robes doing nefarious things in secret meetings, and running the world from behind the scenes. We love the Illuminati, it's a huge pop culture thing now. The subject of endless speculation, they are made fun of in the media, movies, and now Taco Bell commercials. It's so far fetched it could never really be true. And the fact that you think that is by design as well. So, we don't know where the Coronavirus came from, but it's certainly here, and there are lot of other things unfolding in the world around it. Many different current events from all different places and fields of study. Some of it seems a little too coincidental. It is certainly very coincidental that this economically destructive Coronavirus entered the world right as there were global uprisings, protests in the street, and a growing public hatred for billionaires. Well, here are a few other coincidences: Hundreds of CEOs of major companies stepped down from their positions in recent months. Multiple US Senators sold stock right before the market crashed. Even the boss of the New York Stock Exchange sold his own stock right before the crash. Did they know something they weren't telling us? Here's another coincidence. In 2010, The Rockefeller Foundation published a selection of future-predicting scenarios in the name of "exploring the ways that technology and development could co-evolve." One of these four scenarios, entitled "Lock Step," eerily predicts a global viral pandemic and the resulting hypothetical consequences, which almost exactly mirrors the COVID-19 pandemic we are in the midst of today. Also coincidental: The first case of COVID-19 was diagnosed in China on November 17th, 2019. Literally one month earlier, The Johns Hopkins Center for Health Security in partnership with the World Economic Forum and the Bill and Melinda Gates Foundation hosted Event 201, a high-level pandemic exercise on October 18, 2019, in New York, NY. In this exercise, they discuss the potential implications and consequences of a novel Coronavirus, including an economic crash, martial law, and of particular interest, the control of information. (You can view some published highlights here) The World Economic Forum is comprised of the richest of the rich. The 1%. The Billionaires. CEO's, politicians, business owners, and many other powerful and influential figures. They meet regularly to discuss topics of global concern, and strongly control the dissemination of information. And of primary concern to many of them is maintaining their wealth and power in a rapidly-changing world. And finally, here's one more coincidence: At the exact same time as the Event 201 exercise, The World Military Games was held in Wuhan, China, Oct 18-27, 2019. It was the largest military sports event ever to be held in China, with nearly 10,000 athletes from over 100 countries competing in 27 sports. Wuhan China was, as we now believe, the source of our current global COVID-19 outbreak. Whether you think it is a "conspiracy" or not, that is all certainly coincidental, to say the least. - - - - - - - - - - - - - - - - - - - - - "Why didn't I hear about any of this?" That's an excellent question, and one that likely has multiple answers. For starters, how much do you really pay attention? Where do you get your news from? Do you research things you hear or just accept them on hearsay? Critical thinking skills are paramount in making sense of the chaos unfolding all around us. As I mentioned before, I can tell you that I personally know multiple people who had no clue whatsoever about the riots in Hong Kong last year. As you read this, you may be one of them. And it may seem like something that is happening far away, and "could never happen here." Or you may have been aware of it but just that it was happening. But please, consider for a moment: millions of average citizens risked their lives and safety in the streets of Hong Kong for months on end, fighting police and military, and transforming the city they lived in into a warzone. WHY? Why would people do something like that? Regardless of their motivations, that many people were banding together to fight for something they believed in. And that is worth considering. It's not really your fault though that you may not catch wind of all this news. The "mainstream media" that you hear about all the time deliberately controls information - downplaying threats and overreacting to silly things - in order to make sure that you hear the version of the news that they want you to hear. Did you know that only 6 corporations control 90% of the media In America? That number is reduced from 50 companies in the 80's. And literally all the news you see on TV, at the very least, is 100% owned and controlled by these companies. Lately, distrust is growing for cable news networks, and many people turn to their local hometown station for trusted news. The problem with that though is that your hometown station is probably owned by Sinclair Media, one of the most powerful broadcast networks in the country that you've never heard of. Please watch this very brief video, illustrating the chokehold that Sinclair Media maintains over your nightly local news broadcast: https://www.youtube.com/watch?v=hWLjYJ4BzvI Of course, not every piece of news is pre-programmed but a lot is. The real news is out there, but sometimes you have to look a little deeper than the infographics on TV news. Even if information is being directed from the top down, the boots on the ground tend to be passionate people with a variety of interests and agendas, and they are still doing their best to do real journalism despite corporate oversight. Think of those who are directing the information as steering an impossibly massive ship with a rudder. You can slowly adjust the course of direction, however it is slow to react. If you want to stop, you have to start thinking about stopping wayyy ahead of time. And similarly, once it gets underway, it is then influenced by an inertia all its own. Micro controls and adjustments aren't really possible. Our society is this giant ship. There are 8 billion people on this earth - that is 8000 million. An incomprehensible number that grows rapidly every day. As civilization grows and advances, so does our medicine, our technology, our cultural norms. These are all natural processes that are necessary to manage an increasing number of societies all around the globe. And many of the advances we're making have exciting potential benefits for humanity, although as with all tools, they also inherently possess the potential for abuse. Here are some other things happening in society right now, some you may be aware of and many you may not:
RealID - The Real ID law requires people to show security-enhanced IDs to pass through airport security checkpoints or to enter certain federal facilities.
Traffic Cameras - Most people know that there are traffic cameras in an increasing number of areas, some of which can assess your speed and issue you a ticket automatically.
Automation Everywhere - Beyond assembly lines, robots are continually performing more types of tasks from ever more companies, replacing human employees at an increasing rate.
Automated Trucks - Autonomous trucks are coming soon that can see forward over a half mile, farther than any other autonomous system in the world, and run during the day, the night and even in the rain.
Global Satellite Internet - Elon Musk's SpaceX recently launched its fourth batch of internet-beaming satellites, as the company builds a broadband internet business by deploying thousands of satellites into orbit
Bitcoin and Cryptocurrency - As digital payments become more and more prevalent, digital currency uses cryptography to secure and verify transactions as well as to control the creation of new units of a particular cryptocurrency.
Voluntary Nanochipping - People are having microchips implanted into their bodies so that they don't need to carry key cards, IDs, and even train tickets.
Programmable Viruses - As antibiotic-resistant bacteria becomes a greater problem, viruses are being engineered to fight the bacteria in targeted ways
Facial Recognition Technology - Airports are using facial-recognition cameras to confirm passenger identity. Mobile phone makers are using face recognition for biometric security. Retailers are using it to prevent violence and crime, and for advertising.
Thermal Scanners - Airports, casinos, and grocery stores are screening passengers for sickness. In China, this data is being used to control traffic.
ID2020 - Microsoft co-founder Bill Gates is developing human-implantable capsules that have ‘digital certificates’ which can contain financial data, medical records, tracking tech, and more.
There is an interesting chicken or egg relationship between science fiction and real world science. Sci-fi writers are inspired by the real science of the day, then they apply their creativity to imagine what might be in the future. Young scientists encounter these fantastical ideas and think they are worth pursuing, and then set about to make them a reality, and the cycle continues. Futuristic concepts are then preempted and introduced through the media to the conscious mind, as we include them in books, movies, TV, video games, and more. Eventually we start seeing headlines of these new technologies and developments happening in other places, usually Japan and China first due to their prevalence in the industrial and technological sectors of our global economy. - - - - - - - - - - - - - - - - - - - - -
Zhuoer Jiang: Talk about the difference between BTC, BCH and BSV
https://preview.redd.it/kcdq7qrjnyd51.jpg?width=570&format=pjpg&auto=webp&s=af67bd46683fbe3ffa6c081d490d69598dd83bbb 1. When do you contact Bitcoin? What do you think of the blockchain industry? I came into contact with Bitcoin in October 2013. At that time, I was making game aids, which involved the issue of collecting money from Taiwan and Southeast Asia. The reason for cultivating the blockchain industry is that blockchain is the only industry that can provide economic freedom. The blockchain is decentralized and has no control center, so no one can eliminate it, so it provides economic freedom. The counter-example is Qvod player. Although Qvod player also has tens of thousands of nodes, it is centralized. As long as the control center is killed, the Qvod player network will die. (QvodPlayer is a Chinese-based video-on-demand playback software, using P2P technology, users can watch online film and television programs through buffering. In mainland China, QvodPlayer has a huge number of users. Due to the use of a dedicated transmission protocol, QvodPlayer is used by some users to download banned videos, such as violent or pornographic videos, and politically sensitive videos. In addition, pirated movies are rampant in QvodPlayer) I am not a Bitcoinist. As long as other tokens provide economic freedom, I will buy them with real money. My position portfolio is BCH 40% + BTC 30% + ETH 20% + economically free innovative currency 10%, and I think that ETH is likely to exceed BTC in total market value in this bull market. 2. What is the difference between BTC, BCH and BSV? The easiest thing to see is the difference in block size. BTC blocks have been locked at about 1MB, while BSV advocates infinite blocks. BCH advocates a moderate block size, which cannot exceed the carrying capacity of an ordinary computer. The current value is about 32MB. Both BTC and BSV have gone to extremes. The BTC development team, Core, pursues extreme decentralization, resulting in too small blocks and high transaction fees. In the last bull market, a transaction fee was as high as hundreds of thousands of yuan, which caused a large number of BTC users to flow out to BCH, ETH and other tokens. Some people think that BTC can rely entirely on stored-value users instead of using users to survive. This is impossible. If there are no users, there are no stored value users. For example, gold is obviously more suitable for storing value, but almost everyone has bank deposits, except for the elderly, almost no one uses gold to store value. To People usually use paper money to store value, and naturally they also use paper money to store value. It is impossible to use paper money to store value with gold, and it is impossible to use paper money for small transactions and gold for large transactions. Currency has a scale effect, and it must be a winner takes all. BSV has gone to the other extreme. The blockchain is enough to store transaction data, but if the blockchain is used as cloud storage, no amount of space is enough. Think about how many resources the world has to store. The result is that the performance requirements are too high, the number of nodes is drastically reduced, and the foundation of the blockchain, which is decentralization, is lost. In the end, it falls into the same fate as the Qvod player. To Behind the different block sizes are the differences in the spirit of the three. Just like during the Opium War, the difference between Britain and China's Qing Dynasty was not a superficial weapon, but a complete political, economic, and technological gap behind it. Both BTC and BSV are irrational and religious to a certain extent. BTC advocates a deadlock block size, and BSV advocates a deadlock protocol. The two are very similar. In terms of rational development and serving users, BCH has won. For example, the issuance of tokens is an important function and rigid demand of the blockchain. Tokens can already be issued on BCH through several protocols such as Wormhole and SLP, while BTC and BSV cannot yet. This is a huge difference in development. 3. Under what circumstances can BCH exceed BTC? BCH has to wait for users to slowly develop until the number of users and transactions exceed BTC. Although under normal circumstances, the currency has a scale effect, this situation is unlikely to happen, but BTC made a fatal mistake, and locked the block and locked the user. What if BTC expands like BCH? First of all, BTC cannot be expanded because the expansion requires a hard fork, regardless of whether it is within the community or the Core, it must adhere to 1MB, insist on extreme decentralization, and BTC must be able to run on the Raspberry Pi. The result is that the expansion advocates in BTC and Core re-hard fork. Isn't this the plot of the hard fork of BCH from BTC in 2017? So what are these "advocates" doing hard forking again? Just go straight to BCH. Therefore, BTC must undergo a hard fork to expand, so it cannot be expanded. So BCH only needs to catch up, which is a fixed goal. I estimate that in this bull market, BCH can exceed the number of users. At that time, BCH had a solid foundation of users and communities. The price increase only increases the price of BCH, the value of BCH is determined by the number of users, and the price fluctuates around the value. 4. Will BCH hard fork happen? What impact will it have on us later? The BCH community has recently had a lot of discussions on the issue of miner donations, which reflects the decentralization of BCH. If BCH is controlled by bitmain, why it took a long time for bitmain to implement this problem? Conversely, if CSW wants to modify something on BSV, it can be passed immediately. 5. Do you think BCH is worth long-term ownership? I often say: "Ask God in the short term, and the number of users in the long term." The longer the time, the more worth holding BCH. BCH is developing rapidly due to the correct route. I just gave an example. There are already several schemes for issuing tokens on BCH, but neither BTC nor BSV have one. Part of it is because BSV locks the protocol and is not convenient for development. The other part It is because the BSV community has inherited the characteristics of CSW and only speaks big words and does not do practical things. Therefore, it is definitely worth holding for 1 to 2 years, and the rate of increase is likely to be higher than that of BTC. I predict that the highest point of this round of bull market for BCH will rise from about 3.6% of BTC to 10% to 20% of BTC. 8. Free Q&A "Will Bitcoin die due to quantum computers or other reasons?" Certainly not, at best, replace a quantum-resistant algorithm. Looking at it now, quantum computers will not be practical for a long time. And I think quantum computers may not be able to solve the NP problem, that is, the current asymmetric encryption problem, which may not be possible mathematically. "The impact of the proliferation of contract transactions on currency prices?" The currency price is ultimately determined by the number of users, not by speculative users. The proliferation of futures trading has happened long ago. From 2016 to 2017, in the presence of a large number of futures trading, BTC rose 100 times. "Will you be notified when you escape?" I will definitely not inform. I have already made predictions. I think the bull market may end in the second half of 2021. Or conversely, this bull market may last for two to three years, and two years are more likely. Why not notify? Most of my clients are miners, and the currency price directly affects the income of the miners. If the currency price drops due to my notification, the interests of my clients will be damaged. "Recommended regular investment in 2019, what strategy is recommended in 2020?" This year's bull market has begun, and it must be a full position investment. The cost of regular investment to buy coins later is very high. "Is it better to speculate or to mine now?" Most people can't insist on holding the token from start to finish. Most people are in the middle of the bull market, or even sell it at the beginning, and then miss the entire bull market. Only miners, no matter what level of miners, will hold the token from beginning to end. During the entire bull market, miners are very profitable. Miners will certainly not sell the goose that lays golden eggs like mining machines in the bull market, so miners tend to make more. The earliest miners are basically still active in the market, and their wealth is free, while the earliest holders of coins are almost gone.
Part I After these events I withdrew into myself. I used to spend most of the free time at home alone. Sometimes I spent the whole weekend lying in bed or playing video games. In a couple of months I started having troubles falling asleep. Often I couldn’t resist the temptation to “dive” and replace the depressing reality with happy moments of distant past. After waking up I used to lie in the bed fighting a pulsing headache till dawn. Insomnia made me sluggish and apathetic. But still I would retreat into memories every evening like an addict looking for a dose. ∗ ∗ ∗ I am fourteen years old. School is on summer break. Weather is boiling-hot, so my friends and I are hiding from the sun in a park. We put our pocket money together to buy a large coke and some ice cream. I am laying on the grass in the shadow of a large willow listening to my friend’s jokes and eating lemon ice pop. If there’s a single word to describe my mind at this moment, it should be serenity. ∗ ∗ ∗ I am twelve. My father and I hike in the magnificent Crimean mountains. When we come home, my parents will finally break up, and mom will leave us. But it will be later. In the meantime I have nothing to worry about. Right now the only thing that attracts my attention is the pure beauty of nature. ∗ ∗ ∗ I am ten. I participate in the national math contest and take the second place to everyone’s surprise. When they call me to give a reward, I glance at my school teacher in the audience and see tears in her eyes. ∗ ∗ ∗ I am fifteen. I sit at the porch of our cabin waiting for my friends. Disco starts in a couple of minutes, and it’s literally common knowledge that a party is the most important thing in the social life of teenagers in summer camp. So it’s only natural that I’m angry with my friend for keeping me waiting. At long last they come out. I see Max and my heart fills with warmth and sorrow at the same time. Usually, I try to avoid memories of him, but this is a special occasion. Max wears ripped jeans, Nirvana t-shirt and a cap. His look makes me amused: from an adult perspective he looks kinda funny, but such an image is taken much more seriously when you’re fifteen. My parents used to send me to summer camp each year when I was at school, but this time is special. During this trip I will fall in love with a girl (even though our childish “relationship” will only hold for a couple of weeks) and kiss her for the first time in my life. After it happens, I’ll be so excited that we’ll be discussing this experience with Max for half the night. When I think about it, it feels nostalgic, but I dismiss this feeling. How can I be so sentimental, if it hasn’t happened yet? Our company finally arrives at a basketball court that also serves as a dance floor. Upbeat music is playing loudly, and most of the people have already gathered. Max nudges me and points at the girl I’m to experience an awkward excitement of the first kiss with. I look at the direction he’s pointing to, and freeze, struck dumb. Cause I see Nika standing at the edge of the court. When I met her at the university, she looked totally different, but still I recognize her at first sight. She has long hair with a few strands defiantly dyed pink. She wears a sundress (and it’s actually the first time I see her wearing anything other than a baggy hoodie and jeans). As if on purpose, at the very same moment DJ announces a slow dance and turns on a soft melody. Without thinking about possible consequences, I approach Nika and ask her to dance. There’s a glimpse of surprise in her eyes, but she still accepts my invitation. I put my hands on her waist. Suddenly, she moves closer to me and places her arms around my neck. We start dancing, and I belatedly introduce myself. She tells me her name too. I try to start a conversation and subconsciously fear that she won’t talk to me as it was the last time we met in future. But the future is not here yet. There has been no quarrel between us yet. That’s why Nika answers my dumb questions, laughs at my jokes and sounds exactly the same I remember. The song ends, and our dance does as well. To me this awkward teenage ritual seems to be the most romantic thing in the world at this moment. I ask Nika to leave the party and sneak to the beach. Max gives me the thumbs up behind her back. While we walk together, Nika tells me all kinds of things. She tells me about her favorite indie sci-fi movies. Says that she studies programming as a hobby. Then she says that she’ll soon begin preparing for the graduation exams, since she wants to go to a good university. I eagerly listen to her, enjoying every minute I spend with the girl I missed so much. We reach the sandy bank of the river and sit on the concrete parapet. Nika notes that we mustn’t get close to the water without supervision, but I see cheerful sparkles in her eyes. I joke that if counselors catch us, at least we will serve a sentence together. We sit silently and watch the river flow for a couple of minutes. At last Nika starts to speak: “Do you believe in the butterfly effect? The theory that tiny events in the past…” “...can have huge consequences,“ I finish the sentence. “You do something that you don’t consider to be important, but by chance it happens to affect the future a lot. Like a chain reaction. Yeah, I believe. Probably. Why do you ask?” “Well, we met randomly just a couple of hours ago. For instance, imagine that I dressed differently today, and you didn’t notice me because of it, or something like that,” she suggests. “And we’d never meet as a result. Or we’d meet much later. In university, for example. And we’d never know that we even went to the same summer camp…” Nika pauses for a moment, and a vague paranoid thought arises in my mind all of a sudden. “You know, I like you a lot,” she unexpectedly finishes the monologue. It looks like a coincidence, but ever since I got my power, I don’t believe in coincidences. I hesitate for a couple of seconds, but finally say: “I don’t mean to be rude but… What’s the date today?” Nika seems surprised by this question. After a short silence, she says hesitantly: “The fifteenth of July?” “Close enough,” I answer. The camp started only yesterday, so it’s virtually impossible to be so wrong. “It’s the seventh. And what’s the last movie you saw in the cinema?” Nika fades. Her shoulders sag, and after a short pause she asks: “Which year are you from?”“October, 2019” I answer honestly. “Huh,” she smiles miserably. “Me too. Maybe, that’s the only way we can be in the same past together ‒ if we go to sleep at the same time?” She pauses again, and I finally decide to ask a question I have in mind for the last couple of minutes: “Why did we stop talking? Why did you start ignoring me?” She chuckles and starts to speak: “Didn’t you get it? It started that evening at Ivan’s birthday party. We started arguing. You were stubborn as usual, so I said some stuff I immediately regretted. I decided to go back and fix it. But when I came back to the past, it appeared that you suddenly changed the subject before I was able to do anything. You must understand, my ability had never failed me before. I thought that events were invariant, unless I changed them myself. So when it happened, I became frightened and woke up,” Nika stops to catch her breath, but I stay silent digesting this information, so she continues: “At first I blamed the butterfly effect. I thought that I changed something myself, so I tried to get back again in order to amend what happened, but for some reason my powers didn’t work on you no matter how much I tried. Trust me, it was scary. I acted on a whim and pushed you away. And I told myself to forget you,” I see tears in her eyes. “I tried to replace you with other people. It didn’t work. On the contrary, I started thinking about you even more. My thoughts returned to the fact that you were beyond my power again and again, and it annoyed me. Also… I missed you a lot”. I take her hand in mine without thinking. I know that I’ll never be able to change this moment, but it’s worth the risk. ∗ ∗ ∗ Nika tells me that she discovered her abilities when she fell asleep during the lecture. For a long time she thought that it was just a deja vu. I joke that some lecturers made me fall asleep without any time travel involved. ∗ ∗ ∗ She calls it “to wake up from our reality to another”. I call it “diving”. Different names, same meaning. ∗ ∗ ∗ I tell her that I once returned to 2011 to buy bitcoin, but when I “woke up” it appeared that cryptocurrency never became popular in the first place. I tell her that I tried doing it several times and gave up in the end. We discuss chaos theory for some time, and Nika suggests that it’s possible that bitcoin only became expensive by an incredible coincidence that accidentally occurred in our time branch. ∗ ∗ ∗ She says that she tried to make money from betting, but it turned out that results of most games are completely random. We laugh at it and agree that the universe has a sense of humor. ∗ ∗ ∗ Sun sets and it becomes colder. I give Nika my shirt to warm her up a bit. ∗ ∗ ∗ I tell her about the rules of “diving” that I derived. When I regret about “past me” being unable to remember the “dive”, Nika tells me a simple solution that makes me feel stupid. Turns out that she started the diary on the very same day when she discovered her ability to travel through time. Whenever she comes back to the past, she simply puts instructions for herself in the diary. It reminds me of something. I realize that in despair Max tried to do the exact same thing ‒ that night in the abandoned building he tried to leave a diary. I ask Nika if she's ever met other time travelers. After a negative response, I tell her the shocking story of my friend’s death. I also mention the creepy childhood memory. We ask ourselves: how many time travelers are there around us? How many of them do we meet each day without even knowing? ∗ ∗ ∗ Sudden gust of fresh wind rustles reeds with a soft whispering. Nika moves closer to me. I hug her, and my heart starts beating faster. ∗ ∗ ∗ Nika tells me how she once tried to “dive” while already being in the past. I admire her courage ‒ I never attempted such a thing, and to be honest after traveling to the distant childhood I wouldn’t have tried. However, her experience is not really inspiring: she was able to go to the second level only for a second. When she “woke up” in reality, she felt so sick that she had to skip work next day. ∗ ∗ ∗ I hear voices behind our backs. A couple of kids come to the river bank and stop sixty feet behind. The girl giggles and tells the boy that this place seems to be already taken. We quietly wait until they leave. I turn to Nika, and she kisses me, probably tired of waiting for me to do the next step. Strictly speaking, that should be my first kiss. That thought makes me laugh. ∗ ∗ ∗ I tell Nika that we must stay together. It’s fate that we both happen to have these supernatural powers. She seriously answers that I must swear to never use my abilities on her. I agree to that. We hear DJ announcing the last track of the party. He turns on a sweet indie song. Nika says that it’s very romantic, and we kiss till the melody reaches its end. “Would you like to walk me home?” she asks playfully. Of course, I say yes. Near the cabin she says that we need to say goodbye for now. We agree that we’ll both wake up next morning (which happens to be seven years later), and if we are actually a perfect match to each other, then we’ll probably wake up together. After that I see that her eyes close for a moment, and when she regains consciousness, her face looks surprised for a couple of seconds. Then Nika giggles, kisses me goodbye and runs into the cabin. I realize that she “woke up”. Of course, I’ll join her in the future. Eventually. No, I do not plan on changing anything or breaking my promises. However, after all I’ve been through, I won’t be satisfied by faint new memories of the changed reality in the morning. I don’t want to lose her anymore so I intend to truly live through everything that is destined for us. I have a long way back to go. ∗ ∗ ∗ When I finally “wake up”, my head bursts with pain. It hurts so much that I cannot make a sound. There are fireworks in my eyes, so I cannot really see my surroundings. An attempt to move leads to an even greater pain and nausea that I hardly hold back. Suddenly, a cool hand touches me. The last thought before I lose consciousness is that it must be Nika. ∗ ∗ ∗ When I wake up again, I feel a bit better. Migraine is still pulsing in my head, but it’s bearable. I can feel sunlight through closed eyelids, so I realize that it’s morning already. It’s time to get up, but I continue to lie with my eyes closed and think about the past years. ∗ ∗ ∗ I recall how we started dating after that night at the camp. We spent the whole summer together walking in parks, cycling around the city and watching movies at her parents’ home. I recall that in a couple of months we had our first sex. It wasn’t something to brag about: it was actually pretty awkward. Yet it moved our relationship to a whole next level. I recall how Nika got into an accident after the prom. She broke her ankles in several places, and it left large terrible scars. That’s when she stopped wearing skirts or dresses. I recall that we enrolled in the same university, but this time we also went to the same program. I recall that after the first year in university, we got the identical tattoos on our shins. It covered the scars she was ashamed of. I recall that one year later she discovered that she can time travel. She told me about it at once, and we experimented with her ability a lot together. I recall that in a couple of years we finally started living together, and a year and a half ago I proposed to her. The wedding took place on June 22, and Max was my best man. I recall that I woke up the next morning and saw Max sleeping on an armchair in our living room. He was drunk as hell, but most importantly he was alive. I recall that we went to Spain for our honeymoon. On the last day of this vacation I looked at Nika’s happy face for the last time in the past. Then I finally “woke up”. ∗ ∗ ∗ I hear someone calling my name. I open my eyes to see Nika lying next to me in the bed. But at that very second when the light hits my eyes, agony comes back. Just before I start screaming, I realize that I can only see with my left eye. Nika rushes to me. She’s clearly scared. I try to get up, but I can’t. It feels like every bone in my body is broken. Fighting the excruciating pain, I try to tell Nika what happened, but for some reason my words get stuck somewhere between my brain and my mouth. At last, Nika pulls out her phone and calls an ambulance. ∗ ∗ ∗ When they took me to the hospital, I was already feeling a bit better. Doctors examined me for days. They did a bunch of CT scans and gave me several mutually exclusive diagnoses. In the end they agreed that I had an atypical ischemic stroke. At least it explained some part of my symptoms like partial loss of vision and aphasia. I didn’t insist on specifying the diagnosis. It was crystal clear to me that modern science doesn't have the slightest idea about what happens in the human brain when its synapses try to adjust for several years of contradicting memories. Speech disorder and loss of coordination passed quickly. In a couple of weeks migraines stopped as well. However, I lost sight in my right eye permanently. And that wasn’t the worst of it. First of all, when I was finally discharged from the intensive care, Nika and I had a long unpleasant conversation. She cried at me, called me an irresponsible idiot and liar. I had nothing to say to defend myself. I was guilty in every way. In the end she calmed down and even seemed to forgive me. But when I was discharged from the hospital, I discovered another troubling matter. I was unable to “dive”. We spent a lot of time working on it. Nika tried to help me, believing that my skills got rusty because of many years of break. But it was to no avail. I lost my power completely. It would be difficult to understand me for someone who had never wielded such a power. Imagine that one morning you try to get up from your bed and suddenly realize that you forgot how to walk. You put your feet on the floor, but you fall whenever you try to stand up. That’s exactly how I felt. I also remembered how a long time ago Uncle Misha said: “When you are fixed, you’ll understand”. Of course, I couldn’t know for sure, but I assumed that each person has some kind of the internal limit of energy. Each time that we traveled back and forth, we spent some of it. I didn’t know whether this energy source used to replenish after coming back or not, but it didn’t matter anymore. My last “dive” exhausted it completely, because I spent too much time in the past. I became fixed. Nika shared my pain and sincerely sympathized, but it didn’t help. She was a successful software engineer with a perfect life (how could it be not perfect, if she was able to magically fix any problems?). I was disabled and suffering from constant migraines and deep depression. Each day we became more distant, and I was the only one guilty. There was another unpleasant surprise. Now, when I was fixed, my memory started to work in a funny way. Each time when anybody changed the past, I continued to remember the old version of events instead of a new one. This strange effect manifested itself for the first time when Nika called me from the office and asked me to look for her keys. I found them and told her so. The next thing I remember, I was sitting at the computer and there were no keys on the table. It felt rather disturbing, and my first thought was that I have some kind of memory lapses because of the stroke. Actually, the doctor warned me that such things could happen. But when Nika came home from work, she was shocked by this story even more than I. She told me that she actually called me today, because she thought that she lost her keys. When I said that I found them, she “dived” into the morning and simply took them. I could not possibly remember that, because there was no call in the new version of reality. At this point the gap between us grew even larger, and we started having trust issues. In addition, I began to notice other changes that clearly proved that there are many time travelers around, and they are constantly editing the past. One fine morning Nika and I were discussing our plans, and she mentioned that we were planning to go to the Twenty One Pilots show. The problem was that I’d never heard of these guys before. Manic Subsidal’s concert, that we had actually planned to visit, did not exist. In fact, there was no such band at all. Another day I opened to play Heroes of Might and Magic only to realize that my favorite Forge faction was nowhere to be found. Google told me that it was designed but never added to the game because of the negative fandom reaction. Several times I really got confused in my memories. Once I got off at the wrong stop when I was visiting my father. I mentioned a childhood friend who never existed to my mother (it scared her a lot). One time I even forgot the stove on (and I was pretty sure that I turned it off) ‒ Nika started scolding me, but then she saw a bewildered look on my face and simply started crying. At this very moment I suddenly understood that most likely Uncle Misha wasn’t really schizophrenic. ∗ ∗ ∗ The most difficult thing is to see pity and sympathy surrounding me. They think that I suffered a terrible trauma and now I have difficulties distinguishing reality from fantasy. Each time I want to scream that it’s them who do not see the real world. It’s their lives that are getting overwritten every day by a small group of people who have real power. It feels like a personal hell, designed specifically for me. Only I know what actually happens, but I cannot explain it to anyone. Each night I go to sleep thinking that I want to wake up from this reality. But I can’t.
Just Hit $300k NW! 26 Years Old. $82k Income. Here's My Story.
Hi guys. I've been a subscriber and lurker here for over 5 years and one of my favorite things to read are the "how you got to where you are" stories. I told myself that once I hit $300k, I'd tell the first ~5 years of my FIRE story. I hate lack of transparency and ambiguity, so I'll try to be as open as I can. I tried to include everything that I would want to know if I was reading someone else's post. Feel free to ask me any questions. There is a TLDR at the bottom of this post. You probably want to read that first to see if you're interested before investing your time in conquering this wall of text. Also, you can skip the wall of text below about my childhood/college/relationship stuff if you're just interested in the "numbers". I just wanted to include this background to provide context and credibility.
Age: Current age is 26. Discovered FIRE via MMM in October 2012 at the age of 19. It blew my mind.
Childhood: I come from a rural, solidly middle-class background. I owe all my success with my academics, career, and finances to my parents. My dad is a mechanic and my mom is a nurse. Both are very frugal and they passed that down to me. They are natural savers and maxxed out their 401(k)s and IRAs every year on their modest incomes. We never had the "nicest" things growing up, but they gave me an amazing childhood. They also valued "experiences" more than "things", so we would grow up going on trips to Washington DC, NYC, Philadelphia, San Francisco, etc. instead of buying me the latest video game console or Abercromie clothes. They also pushed upon me the value of education. They had high academic expectations for me and I was always at the top of the class because of it. #thanksmomanddad
College Years: I received a bachelors in business from a top public in-state university. I was in-state, so it was already a great value, but I was also very fortunate to receive a full-ride academic scholarship from the university. In high school I was valedictorian. I also had good test scores and very good extracurriculars. My parents saved about $20k for me to go to college in a 529 plan. They gave $10k of that to my sister since she didn't receive any scholarships and gave me the other $10k as a college graduation gift. This is the only "windfall" that I've ever received (other than my scholarships). I also received another ~$1,000 a year from a couple other small scholarships that I won. Those scholarships obviously covered my tuition and books, but I still worked a few jobs in college to pay for living expenses and save the extra. My last 3 years of college I was an RA for campus housing. The way this worked was that I lived in the dorm with freshman students as a student leader and in return I got my dorm housing and meal plan paid for. Since I already had a full scholarship, I essentially got to "bank" this money (roughly $4k a semester) for 8 semesters. Starting my 2nd year of college I also got a job working 10 hours per week at a local law office making $10 per hour. I did this job for about 2 years. After my 2nd year I got a summer internship working for a local Fortune 500 company making $19 per hour. I worked this job all summer and then convinced them to let me stay on part time working 20 hours per week for my entire 3rd year of college. So my 3rd year of college I worked as an RA in student housing (very little "work"), at the law firm 10 hours per week, at the Fortune 500 20 hours per week, and took a full course load (~15 credits). This was the first time in my life that I really started making money and was getting addicted to making money and saving money. At the end of my 3rd year of college I left my corporate internship and got a different summer internship at a different local Fortune 500 company making $29 per hour. I quit working at the law office around this time, but was still an RA. I worked this internship all summer and at the end of the summer I received a full-time job offer to work for this company once I graduated the next May. I really liked this company and this industry so I accepted the offer. I also convinced them to let me stay on part-time working 30 hours per week while I finished my last year of college. My senior year I was only working this internship and my RA job while taking a full course load. This only worked because I would work from ~7am-1pm every day because I scheduled my classes so that they were all in the afternoon. Because of all these jobs and the scholarships, I graduated with no student debt and was able to save ~$60k after my other expenses. I maxed out my Roth IRA my last 3 years of college and also put some extra money in a taxable account. The rest I saved in cash. I didn't graduate with a perfect GPA, but it was still above a 3.50.
Relationship: The most important part of my life is my SO. We went to high school together and college together. We've been dating for 9 years. She is (now) very frugal and a great saver. She comes from a low-income household and received a few grants and scholarships every year, which paid for most of her college. The other half was paid from her working a co-op ($16/hr), summer internship ($18/hr), and part-time job on campus ($8/hr). She graduated with no debt, an engineering degree, and $20k saved up. We've lived together for the past 4 years (splitting rent!) and are getting married in a couple months. Since this is a financial subreddit, I'll just go ahead and tell you that our wedding will cost $9k-11k. All of the numbers below about my budget/income/savings do not include her numbers. We split everything 50/50 even though my income is a little higher. She is dead-set on the path to FIRE (after a couple years of brainwashing ;D) and she has a similar budget. She just crossed over the $100k net worth milestone last week, so together we're right at $400k net worth.
Income: I graduated college at age 22. First full-time job was making $55k. Now I make $82k at age 26. I'm a typical "financial analyst/project manager" for a Fortune 500. It's a pretty low-stress, 40 hour per week job, with 10-20% travel to support clients. If I had never negotiated twice for more money, I'd be at ~$68k right now instead of $82k. I'm still at the same company that I started at and not necessarily looking to change anytime soon. I really love my team, boss, work-life balance, and the work that I do. I also live less than 1 mile from my office, so I walk to work everyday.
Home: We live in a lower-cost-of-living city in the south (not the crazy HCOL areas like NYC or SF). Our rent for the first two years out of college was $1,500 per month ($750 each) for a 1-bedroom apartment in the nicest area of the city (and walkable to my office). About 1.5 years ago we bought a 435 square-foot, 1-bedroom condo in the nicest part of the city for ~$125k. We did this as a way to maximize the efficiency of our monthly budget, not necessarily as a long-term investment. We plan on living here for at least the next 5 years (we want to have kids in our early 30s), then keep it as an investment property. After living here for 1.5 years we absolutely love it. It seems "too good to be true".
Food/Dining/Groceries: $100 (my half. Since it has been a common question, take a look at my replies to several comments below to see a deeper explanation on how we only spend $200/month for 2 people. TLDR: Shop at Aldi and Kroger, always buy generic, eat out less than once per month, cook every meal, and bring lunches to work everyday).
Car Insurance: $61 (2004 Scion xB with 180k miles that I bought for $4k in 2015. This will go up because I want to start paying for umbrella insurance soon...)
Gas: $0 (I walk to work, rarely drive, and when I do, its normally for my job and I get my miles reimbursed).
Vacation: $100 (carries over if we don't use it)
Fun Money: $100 (my catch-all category if it doesn't fit in a category above: video games, concerts, movies, Amazon Prime, Netflix, extra vacation money if we go over, etc.)
Debt: Our only debt is our $98k mortgage.
Net Worth: $300k
I have 11k in cash in an Ally savings account, $251k in index funds with Vanguard ($124k in my 401k, $54k in my Roth IRA, and $73k in my taxable account), $38k in home equity.
Here's a Mint graph of my net worth over time (going back to my 2nd year of college when I first learned about the concept of FIRE from MMM): https://imgur.com/GvsF7vM.
Age 20: $1k
Age 21: $20k
Age 22: $61k
Age 23: $84k
Age 24: $161k
Age 25: $213k
Age 26: $300k
Savings Rate: My savings rate has been between 70-85% pretty much every year since college. I don't have an ultra-high income, but I do have pretty ultra-low expenses. My SO's savings rate is around 50-65% because her income is a little lower and expenses are a tad higher.
FIRE Goal: $1.5-2.0 million. Right now our expenses are very low, but we expect them to rise in 5 years when we have kids and move into a larger house in a good school district. We hope to hit this amount by age 35-40, but we'll just have to wait and see what happens.
Post-FIRE Aspirations: I've always dreamed of being a high school US History teacher. I'd like to at least try it once to see how I like it. Since I'm FIRE I could easily quit If I don't like it. I've also always dreamed of being some kind of not-for-profit financial adviser for the "Average Joe" American. More of a "financial coach" where I could help people everyday with the basics (budgeting, index investing, etc.). Never sell any products. Just share my story and try to inspire people to make positive change. And most of all, I want to be a great dad. One of the biggest drivers of our FIRE goal is to be very close to FIRE by the time we have kids in our early-mid 30s. I just want to be a part of my child's life every step of the way and just be "there" the way my parents were for me. And of course I have a ton of "bucket list" items that I'd love to try out (thru-hike the Appalachian Trail, thru-hike the John Muir Trail, thru-hike the Vermont Long Trail, summit Kilimanjaro, build a camper-van and road trip to all the National Parks again, etc.).
My Advantages: Amazing parents who taught me the importance of education, frugality, and having a good head on my shoulders; a frugal & fulfilling childhood that showed me what's most important in life; being born in the U-S-of-A baby!; a full academic scholarship to college; a SO who shares my values and aggressive FIRE goals; the 2013-2019 bull market; supportive friends; learning about FIRE at such a young age; and many, many more things.
General Habits Worth Mentioning:
I've maxxed out my 401(k), Roth IRA, and HSA every year since starting work, plus invested the excess in a taxable account.
I've never invested in bitcoin or anything like that, just boring old Vanguard index funds. Vanguard is showing my personal rate of return since 2013 as exactly 10.0%, which is only slightly better than the S&P 500 during that time.
We love to travel. We go on 3-5 trips per year to National Parks, European cities, etc. that we fund via "credit card travel hacking" courtesy of /churning.
Unlike a lot of people on this sub, we've introduced the idea of FIRE to most of our close friends. Our parents, siblings, and close family also know our FIRE goals, but we set clear boundaries. My family is very understanding (my parents are basically FIRE-ing next year at age 53). Her family still thinks we're a little crazy. We're pretty open about our journey and try to help others if they are interested. Because of this, our 10-20 closest friends are all into FIRE as well. We hang out with friends 2-3 nights per week, but instead of "going out for drinks" (we don't drink alcohol anyways...) we go over to each other's homes for home-cooked dinners, board games, and video games. I say this because we have a good social network, but don't have to spend a ton. Having a like-minded SO and like-minded friends have been two of the most important contributors to my happiness and high savings rate.
Saving this much and maintaining a 70%+ savings rate hasn't been "hard" for me. I don't have to try very hard to accomplish these goals - it's just who I am. I'm a natural saver. Saving EXCITES me. I don't feel like I make any sacrifices in my life to meet these goals. I buy everything that I want...I just find that I don't "want" a lot of the typical things that other people "want" (luxury cars, eating out, 5-star hotels, brand-name clothes, $30k wedding, huge home, etc.).......And the best part is that I can't believe that I found a SO who is arguably more frugal that I am.
EDITS: 1) Added a little more explanation in the budget section about spendng $200/month on food for 2 people since that has been a recurring question. 2) Added a section on my post-FIRE aspirations since that was another question that people kept asking. TLDR: Hit $300k net worth at age 26. Frugal, middle-class upbringing. Got a full scholarship to top in-state university. Worked 2-3 jobs every week while attending college to pay for living expenses and saved the rest. Got degree in business. Graduated with no debt and $60k saved up. Parents gave me $10k as a graduation gift. Made $55k/year at my first full-time job after college. 4 years later I currently make $82k at the same company. My monthly budget is ~$820/month. I have been dating my SO for 9 years, living with her for 4 years, and I'm getting married to her in a couple months. She's dead-set on the FIRE path as well. #blessed
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